St. Lucie County property record for 3221 Memory Ln, Fort Pierce, FL 34981 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,927 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2019) |
| Tax Bill | $6,048.00 (2024) |
| Primary APN | 2430-502-0034-000-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,927 sqft Living Area |
| Gross Area | 3,050 sqft Gross Area |
| 1st Floor | 1,927 sqft 1st Floor |
| Stories | 1 Stories |
| Utility Room | Utility Room |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 13,068 sqft (0.3 acres) |
| Driveway | Driveway Concrete |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 483 sqft Garage |
| Patio Area | 252 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 388 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 32895 |
|---|---|
| Street Address | 3221 MEMORY LN |
| City | FORT PIERCE |
| State | FL |
| Zip | 34981-4414 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIVER OAK ESTATES LOT 34 (0.30 AC) |
| Legal Range | 40E |
| Legal Township | 35S |
| Legal Section | 30 |
| Legal Subdivision | RIVER OAK ESTATES |
| Legal Lot Number | 34 |
| Jurisdiction | ST LUCIE FL |
| Minor Civil Division | FORT PIERCE |
| Census Blockgroup | 1 |
| Census Block | 1061 |
| Census Tract | 381402 |
Source: St. Lucie County records · APN 2430-502-0034-000-5
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3221 MEMORY LN, FORT PIERCE, FL 34981-4414 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Right Of Survivorship |
| Date | Document |
|---|---|
| Feb 22, 2017 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Apr 23, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 20, 2023 | Affidavit, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on Record |
| Deed Sale | Apr 23, 2019 · Amount on Record |
| Prior Sale | Oct 26, 2009 · Amount on Record |
| Deed Doc Number | 20194556842 |
| Deed Book / Page | 4258 / 2478 |
| Prior Transfer Date | Dec 20, 2005 |
| Prior Transfer Doc | 0024592542 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 3221 MEMORY LN, FORT PIERCE, FL 34981-4414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039660064 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 3966/0064 |
| Instrument | 4279843 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Feb 04, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Apr 23, 2019 |
| Property Address | 3221 MEMORY LN, FORT PIERCE, FL 34981-4414 |
| Document Number | 0042582478 |
| Book / Page | 4258 / 2478 |
| Map Reference | MB 16 PG 5 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 4556842 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | PATCH REEF TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4040 SUNRISE BLVD, 4040, FORT PIERCE, FL 34982-6972 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3221 MEMORY LN, FORT PIERCE, FL 34981-4414 |
| Document Number | 0004556843 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 4556843 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Jun 20, 2023 |
| Property Address | 3221 MEMORY LN, FORT PIERCE, FL 34981-4414 |
| Document Number | 0050060998 |
| Book / Page | 5006 / 998 |
| Map Reference | MB 16 PG 5 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 5207359 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3221 MEMORY LN, FORT PIERCE, FL 34981-4414 |
Source: St. Lucie County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $279,904 (-20.41%) Land $97,868 Building $182,036 | $382,100 (+8.64%) Land $133,600 Building $248,500 | |
| 2024 | $6,048.00 (+6.89%) | ||
| 2023 | $5,658.00 (+16.76%) | $351,700 (+67.24%) Land $120,500 Building $231,200 | $351,700 (+26.56%) Land $120,500 Building $231,200 |
| 2022 | $4,846.00 | $210,298 | $277,900 Land $91,200 Building $186,700 |
Source: FEMA National Flood Hazard Layer, St. Lucie County (12111C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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