Osceola County property record for 3231 Rustic Dr, Kissimmee, FL 34744
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1986 |
| Lot Size | 0.512 acres (22,346 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $67,500 (Feb 1991) |
| Tax Bill | $2,029 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 90261 |
| Primary APN | 90261 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,500 sqft Heated Area |
| Gross Area | 2,168 sqft |
| 1st Floor Area | 1,500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,346 sqft (0.512 acres) |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 268 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 90261 |
|---|---|
| Street Address | 3231 RUSTIC DR |
| City | KISSIMMEE |
| State | FL |
| Zip | 34744-9210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | RUSTIC ACRES UNIT ONE PB 4 PG 46 LOT 7 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 06 |
| Legal Subdivision | RUSTIC ACRES UN 1 |
| Legal Tract | 4945 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Legal Unit | ON |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 42800 |
3231 Rustic Dr is owned and occupied by two individuals who bought it in February 1991.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3231 RUSTIC DR, KISSIMMEE, FL 34744-9210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 1991 · Amount on File |
| Deed Sale | Feb 28, 1991 · Amount on File |
| Deed Document Number | 0010052819 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3231 Rustic Dr was $2,029 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,029.00 Homeowner's exemption | $135,915 | $289,400 Land $80,000 Building $209,400 |
| 2023 | $1,851.00 (+5.47%) Homeowner's exemption | $128,238 (+3%) | $261,200 (+16.5%) Land $80,000 Building $181,200 |
| 2022 | $1,755.00 Homeowner's exemption | $124,503 | $224,200 Land $70,000 Building $154,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3231 Rustic Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 167 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 15 (2017–2025) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3231 Rustic Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Summit Broadband, Verizon.
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