3201 Rustic Dr, Kissimmee, FL 34744 Property Records

Osceola County property record for 3201 Rustic Dr, Kissimmee, FL 34744

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,326 sqft · built 1998
Lot Size	0.578 acres (25,177 sqft)
Owner	Individual Name on Record
Last Sale	$389,500 (Jul 2021)
Tax Bill	$5,314 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-31-4947-0001-0710`

Property Details

APN / Parcel Number

Primary APN	`06-25-31-4947-0001-0710`
Alternative APNs	`253106494700010710` `90329`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,326 sqft Living Area
Gross Area	3,184 sqft
1st Floor Area	2,326 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,177 sqft (0.578 acres)
Lot Dimensions	252 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	234 sqft
Deck Area	435 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3201 RUSTIC DR
City	KISSIMMEE
State	FL
Zip	34744-9233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	RUSTIC ACRES UNIT 3 PB 8 PG 55 LOT 71
Legal Range	31E
Legal Township	25S
Legal Section	06
Legal Subdivision	RUSTIC ACRES UNIT 3
Legal Tract	4947
Legal Block	1
Legal Lot Number	71
Legal Unit	3P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3014
Census Tract	42800

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3201 RUSTIC DR, KISSIMMEE, FL 34744-9233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Jan 17, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME 1ST LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Prior Sale	Jan 17, 2020 · Amount on Record
Deed Document Number	2021103200
Deed Book / Page	5993 / 2926
Prior Transfer Date	Aug 19, 2015
Prior Transfer Doc	0048451865
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 1, 2021
Property Address	3201 RUSTIC DR, KISSIMMEE, FL 34744-9233
Document Number	0059932926
Book / Page	5993 / 2926
Map Reference	MB 8 PG 55
Instrument Date	Jun 24, 2021
Instrument	2021103200
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,726.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 EDISON AVE, 68, OGDENSBURG, NJ 07439-1245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 RUSTIC DR, KISSIMMEE, FL 34744-9233

Mortgage

Document Number	59932928
Date	Jul 1, 2021
Instrument	5993/2928

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 17, 2020
Property Address	3201 RUSTIC DR, KISSIMMEE, FL 34744-9233
Document Number	0056601132
Book / Page	5660 / 1132
Map Reference	MB 8 PG 55
Instrument Date	Dec 30, 2019
Instrument	2020009423
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,222.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10811 MCKINLEY DR # 14311, 10811, TAMPA, FL 33612-6524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 EDISON AVE, OGDENSBURG, NJ 07439-1245

Mortgage

Document Number	0056601138
Date	Jan 17, 2020
Instrument	5660/1138

Lender

Name	HOME 1ST LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,314.00 (+4.65%) Homeowner's exemption	$373,021 (+5.99%)	$447,900 (+12.2%) Land $80,000 Building $367,900
2024	$5,078.00 (+2.07%)
2023	$4,975.00 (+3.84%) Homeowner's exemption	$351,951 (+3%)	$399,200 (+16.83%) Land $80,000 Building $319,200
2022	$4,791.00 Homeowner's exemption	$341,700 Land $70,000 Building $271,700	$341,700 Land $70,000 Building $271,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	15 (2017–2025)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 6 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Summit Broadband, Verizon.

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