Seminole County property record for 3230 E Osceola Rd, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,896 sqft · built 2002 |
| Lot Size | 5.3 acres (230,868 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,000 (Dec 2015) |
| Tax Bill | $2,487 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage May 2017 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 25-19-32-301-0200-0000 |
| Primary APN | 25-19-32-301-0200-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 1,896 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Siding |
| Construction Type | Wood Frame |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 230,868 sqft (5.3 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 28 sqft |
| Patio Area | 1 sqft |
| Pole Barn | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3230 E OSCEOLA RD |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 25 TWP 19S RGE 32E BEG 30 FT W & 2344.57 FT NWLY ALONG WLY R/W OSCEOLA RD OF S 1/4 COR RUN W 741.66 FT N 329 FT E 660 FT |
| Legal Range | 32 |
| Legal Township | 19 |
| Legal Section | 25 |
| Legal Subdivision | ST JOHNS COUNTRY ESTATES 5 ACR |
| Legal Tract | 301 |
| Legal Lot Number | 11 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3230 E OSCEOLA RD, GENEVA, FL 32732-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| May 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2015 · Amount on Record |
| Deed Sale | Dec 15, 2015 · Amount on Record |
| Prior Sale | May 19, 2015 |
| Deed Document Number | 2015135653 |
| Deed Book / Page | 08598 / 0330 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3230 E OSCEOLA RD, GENEVA, FL 32732-9564 |
| Document Number | 0090200167 |
| Book / Page | 009020 / 000167 |
| Instrument Date | Oct 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3230 E OSCEOLA RD GENEVA FL 327329564, GENEVA, FL 32732-9564 |
| Document Number | 0090200167 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 009020/000167 |
| Instrument | 112649 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3230 E OSCEOLA RD, GENEVA, FL 32732-9564 |
| Document Number | 0089240334 |
| Book / Page | 008924 / 000334 |
| Instrument Date | May 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2017 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3230 E OSCEOLA RD GENEVA FL 327329564, GENEVA, FL 32732-9564 |
| Document Number | 0089240334 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 008924/000334 |
| Instrument | 54634 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 31, 2027 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,487.00 (-1.85%) Homeowner's exemption | $226,125 (+5.99%) | $296,354 (+9%) Land $108,650 Building $187,704 |
| 2023 | $2,534.00 (+0.4%) Homeowner's exemption | $213,351 (+3%) | $271,877 (+0.65%) Land $95,400 Building $176,477 |
| 2022 | $2,524.00 Homeowner's exemption | $207,137 | $270,116 Land $95,400 Building $174,716 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 81% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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