3235 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 3235 E Osceola Rd, Geneva, FL 32732

Property Summary

Property Type	Mobile Home
Details	4 bd · 3 ba · 2,032 sqft · built 2011
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (May 2017)
Tax Bill	$2,269 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-19-32-3AC-005M-0000`

Property Details

APN / Parcel Number

Primary APN	`25-19-32-3AC-005M-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,032 sqft Living Area
1st Floor Area	2,032 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Rolled Roofing
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Carport	Carport
Carport Area	1 sqft
Porch	Porch
Porch Area	96 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3235 E OSCEOLA RD
City	GENEVA
State	FL
Zip	32732-9404
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SEC 25 TWP 19S RGE 32E FROM NE COR OF SE 1/4 OF NW 1/4 RUN W 370 FT S 43 DEG 37 MIN 23 SEC W 268 FT SELY ALONG CURVE 1014.18
Legal Range	32E
Legal Township	19S
Legal Section	25
Legal Subdivision	RIVERS BEND 5 ACRE DEV 22 PARC
Legal Lot Number	4
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2002
Census Tract	21201

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3235 E OSCEOLA RD, GENEVA, FL 32732-9404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 17, 2017 · Amount on Record
Deed Sale	May 17, 2017 · Amount on Record
Prior Sale	Jan 17, 2008
Deed Document Number	2017049255
Deed Book / Page	08915 / 1874
Record Updated	Jun 8, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 17, 2017
Property Address	3235 E OSCEOLA RD, GENEVA, FL 32732-9404
Document Number	0089151874
Book / Page	008915 / 001874
Instrument Date	May 12, 2017
Instrument	49255
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	PRESTIGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3235 E OSCEOLA RD GENEVA FL 327329404, GENEVA, FL 32732-9404

Mortgage

Document Number	89151876
Date	May 17, 2017
Book Page	008915/001876
Instrument	49256

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,269.00 (-1.18%) Homeowner's exemption	$200,911 (+5.99%)	$227,924 (+17.3%) Land $102,500 Building $125,424
2023	$2,296.00 (+2.82%) Homeowner's exemption	$189,562 (+3%)	$194,306 (-) Land $90,000 Building $104,306
2022	$2,233.00 Homeowner's exemption	$184,041	$194,306 Land $90,000 Building $104,306

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 201 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	112 (1982–2024)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 31 claims Hurricane Ian, Oct 2022 · 44 claims Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000