Seminole County property record for 3149 E Osceola Rd, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,939 sqft · built 2017 |
| Lot Size | 5.1 acres (222,156 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $174,900 (Apr 2020) |
| Tax Bill | $5,813 (2025) |
| Deeds & Mortgages | Apr 2020 Sale Jul 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-19-32-3AC-005V-0000 |
| Primary APN | 25-19-32-3AC-005V-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,939 sqft Living Area |
| 1st Floor Area | 1,914 sqft |
| Upper Floors Area | 1,025 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 222,156 sqft (5.1 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,224 sqft |
| Patio Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Pole Barn | 1,664 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3149 E OSCEOLA RD |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A5 |
| Legal Description | SEC 25 TWP 19S RGE 32E BEG 30 FT E & 1369.66 FT NWLY ALONG ELY RW OSCEOLA RD OF S 1/4 COR RUN N 10 DEG 18 MIN 36 SEC W 437.81 FT N 79 DEG 41 MIN 24 SEC E 467 FT S 10 DEG 18 MIN 36 SEC E 521.07 FT W 474.36 FT TO BEG |
| Legal Range | 32E |
| Legal Township | 19S |
| Legal Section | 25 |
| Legal Subdivision | RIVERS BEND 5 ACRE DEVELOPMENT 22 PARCEL |
| Legal Tract | 3AC |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3149 E OSCEOLA RD, GENEVA, FL 32732-9503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Jul 30, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 13, 2017 | Loan Modification, Mortgage FIRST FSB/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2020 · Amount on Record |
| Deed Sale | Apr 22, 2020 · Amount on Record |
| Prior Sale | Jul 30, 2019 · Amount on Record |
| Deed Document Number | 202042490 |
| Deed Book / Page | 9585 / 1682 |
| Prior Transfer Date | Apr 16, 2020 |
| Prior Transfer Doc | 0095851682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 22, 2020 |
| Property Address | 3149 E OSCEOLA RD, GENEVA, FL 32732-9503 |
| Document Number | 0095851682 |
| Book / Page | 9585 / 1682 |
| Instrument | 2020042490 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,224.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 30, 2019 |
| Property Address | 3149 E OSCEOLA RD, GENEVA, FL 32732-9503 |
| Document Number | 0094031949 |
| Book / Page | 009403 / 001949 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 81232 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,223.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3149 E OSCEOLA RD GENEVA FL 327329503, GENEVA, FL 32732-9503 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3149 E OSCEOLA RD, GENEVA, FL 32732-9503 |
| Document Number | 0089020694 |
| Book / Page | 008902 / 000694 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3149 E OSCEOLA RD GENEVA FL 327329503, GENEVA, FL 32732-9503 |
| Document Number | 0089020694 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 008902/000694 |
| Instrument | 41676 |
| Name | FIRST FSB/FL |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKE CITY, FL 32055 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,813.00 (+8.8%) Homeowner's exemption | $443,577 (+5.99%) | $587,594 (+10.46%) Land $104,550 Building $483,044 |
| 2023 | $5,343.00 (+2.47%) Homeowner's exemption | $418,520 (+3%) | $531,975 (+13.34%) Land $91,800 Building $440,175 |
| 2022 | $5,214.00 Homeowner's exemption | $406,330 | $469,371 Land $91,800 Building $377,571 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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