Seminole County property record for 3202 E Osceola Rd, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,420 sqft · built 2020 |
| Lot Size | 4.63 acres (201,683 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Sep 2015) |
| Tax Bill | $5,414 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Jul 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-19-32-301-008A-0000 |
| Primary APN | 25-19-32-301-008A-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,420 sqft Living Area |
| Gross Area | 2,996 sqft |
| 1st Floor Area | 2,420 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 201,683 sqft (4.63 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3202 E OSCEOLA RD |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A5 |
| Legal Description | SEC 25 TWP 19S RGE 32E BEG 30 FT W & 1699.18 FT NWLY ALONG WLY R/W OSCEOLA RD OF S 1/4 COR RUN N 9 DEG 48 MIN 19 SEC W 20.33 FT W 789.29 FT N 285.11 FT W 678.2 FT S 5 DEG 47 MIN 5 SEC E 306.94 FT E 1438.66 FT TO BEG |
| Legal Range | 32E |
| Legal Township | 19S |
| Legal Section | 25 |
| Legal Subdivision | ST JOHNS COUNTRY ESTATES 5 ACRE DEVELOPM |
| Legal Tract | 301 |
| Legal Lot Number | 8 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3202 E OSCEOLA RD, GENEVA, FL 32732-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU |
| Jul 3, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage MIDFLORIDA CU ISAOA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2015 · Amount on Record |
| Deed Sale | Sep 16, 2015 · Amount on Record |
| Prior Sale | Sep 28, 2006 · Amount on Record |
| Deed Document Number | 2015102165 |
| Deed Book / Page | 8547 / 756 |
| Prior Transfer Date | Sep 27, 2006 |
| Prior Transfer Doc | 0064260261 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3202 E OSCEOLA RD, GENEVA, FL 32732-9564 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0105291706 |
|---|---|
| Date | Oct 30, 2023 |
| Book Page | 10529/1706 |
| Instrument | 2023099645 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 15, 2043 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 3, 2019 |
| Property Address | 3202 E OSCEOLA RD, GENEVA, FL 32732-9564 |
| Document Number | 0093870710 |
| Book / Page | 009387 / 000710 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 70969 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 17931 CAMARGO LN ORLANDO FL 328202725, ORLANDO, FL 32820-2725 |
| Document Number | 93870710 |
|---|---|
| Date | Jul 3, 2019 |
| Book Page | 009387/000710 |
| Instrument | 70969 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 2, 2049 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,414.00 (+20.1%) Homeowner's exemption | $414,387 (+16.48%) | $466,423 (+17.17%) Land $95,015 Building $371,408 |
| 2023 | $4,508.00 (+2.52%) Homeowner's exemption | $355,748 (+3%) | $398,073 (+0.83%) Land $83,440 Building $314,633 |
| 2022 | $4,397.00 Homeowner's exemption | $345,386 | $394,810 Land $83,440 Building $311,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 81% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures