323 Summercove Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 323 Summercove Cir, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,072 sqft · built 2005
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$3,091 (2024)
Deeds & Mortgages	Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1354110320`

Property Details

APN / Parcel Number

Primary APN	`1354110320`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,072 sqft
1st Floor Area	1,462 sqft

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block
Construction Type	Wood Frame
Lot Area	7,405 sqft (0.169 acres)
Garage Area	628 sqft

Exterior Amenities

Pool Type	Concrete Pool
Pool Area	288 sqft
Porch	Porch
Porch Area	166 sqft
Patio Area	587 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Steam

Location & Zoning

Old Parcel Number	1354110320
Street Address	323 SUMMERCOVE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32086-5944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	48/3-6 SUMMERHILL LOT 32
Legal Range	29E
Legal Township	08S
Legal Section	01
Legal Subdivision	SUMMERHILL
Legal Lot Number	32
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2006
Census Tract	21301

Owner

Source: St. Johns County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022
Deed Sale	Oct 4, 2022
Prior Sale	Nov 10, 2016 · Amount on Record
Deed Document Number	2022093044
Deed Book / Page	5643 / 531
Record Updated	Jun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Oct 4, 2022
Property Address	323 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5944
Document Number	0056430531
Book / Page	5643 / 531
Map Reference	MB 48 PG 3
Instrument Date	Sep 12, 2022
Instrument	2022093044
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 TIMBERWOOD DR, ST AUGUSTINE, FL 32084-8387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 SUMMERCOVE CIR, ST AUGUSTINE, FL 32086-5944

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill
2024	$3,091.00 (+2.05%)
2023	$3,029.00 (+3.1%)
2022	$2,938.00

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	9 (1984–2017)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20