320 Summercove Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 320 Summercove Cir, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 2005
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2021)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135411-0120`

Property Details

APN / Parcel Number

Primary APN	`135411-0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,748 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	1,748 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 SUMMERCOVE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32086-5933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	48/3-6 SUMMERHILL LOT 12 OR5199/1724
Legal Range	29E
Legal Township	08S
Legal Section	01
Legal Subdivision	SUMMERHILL
Legal Block	2
Legal Lot Number	12
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2004
Census Tract	21301

Owner

Source: St. Johns County records · APN 135411-0120

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 08, 2021 · Amount on Record
Deed Sale	Mar 08, 2021 · Amount on Record
Deed Document Number	202125301
Deed Book / Page	5199 / 1724
Prior Transfer Date	Mar 05, 2021
Prior Transfer Doc	0051991724
Record Updated	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 08, 2021
Property Address	320 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5933
Document Number	0051991724
Book / Page	5199 / 1724
Map Reference	MB 48 PG 3-6
Instrument Date	Mar 05, 2021
Instrument	2021025301
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3309 KINGS RD S, SAINT AUGUSTINE, FL 32086-5071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5933

Mortgage

Document Number	0051991726
Date	Mar 08, 2021
Instrument	5199/1726

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,913 (+2.41%) Land $80,000 Building $223,913	$303,913 (+2.41%) Land $80,000 Building $223,913
2025	$3,808.00 (+7.45%) Homeowner's exemption	$296,749 (-1.7%)	$296,749 (-6.02%) Land $80,000 Building $216,749
2024	$3,544.00 (+2.01%) Homeowner's exemption	$301,867 (+3%)	$315,756 (-) Land $80,000 Building $235,756
2023	$3,474.00 (+2.96%) Homeowner's exemption	$293,075 (+3%)	$315,756 (+10.97%) Land $80,000 Building $235,756
2022	$3,374.00 Homeowner's exemption	$284,539	$284,539 Land $78,400 Building $206,139

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.