St. Johns County property record for 309 Summercove Cir, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,726 sqft · built 2005 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Last Sale | $340,000 (Jan 2024) |
| Tax Bill | $4,032 (2025) |
| Deeds & Mortgages | Jan 2024 Sale Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135411-0300 |
| Primary APN | 135411-0300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,726 sqft Living Area |
| Gross Area | 2,182 sqft |
| 1st Floor Area | 844 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 309 SUMMERCOVE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 48/3-6 SUMMERHILL LOT 30 OR5886/1064 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 01 |
| Legal Subdivision | SUMMERHILL |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 21301 |
Source: St. Johns County records · APN 135411-0300
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 16, 2024 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 2024 · Amount on Record |
| Deed Sale | Jan 16, 2024 · Amount on Record |
| Prior Sale | Nov 03, 2022 · Amount on Record |
| Deed Document Number | 20243842 |
| Deed Book / Page | 5886 / 1064 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 16, 2024 |
| Property Address | 309 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5944 |
| Document Number | 0058861064 |
| Book / Page | 5886 / 1064 |
| Map Reference | MB 48 PG 3-6 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 2024003842 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 141 MISSION COVE CIR, ST AUGUSTINE, FL 32084-1151 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 03, 2022 |
| Property Address | 309 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5944 |
| Document Number | 0056591627 |
| Book / Page | 5659 / 1627 |
| Map Reference | MB 48 PG 3-6 |
| Instrument Date | Nov 03, 2022 |
| Instrument | 2022102056 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5350 BENEVA WOODS CIR, SARASOTA, FL 34233-4117 |
| Name | Verified Name |
|---|---|
| Address | 309 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5944 |
| Investor | Possibly a Property Investor |
| Document Number | 0056591629 |
|---|---|
| Date | Nov 03, 2022 |
| Instrument | 5659/1629 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,377 (+3.93%) Land $80,000 Building $205,377 | $285,377 (+3.93%) Land $80,000 Building $205,377 | |
| 2025 | $4,032.00 (+60.19%) | $274,580 (+24.84%) | $274,580 (-5.89%) Land $80,000 Building $194,580 |
| 2024 | $2,517.00 (+2.11%) Homeowner's exemption | $219,944 (+3%) | $291,754 (-) Land $80,000 Building $211,754 |
| 2023 | $2,465.00 (-18.75%) Homeowner's exemption | $213,538 (-19.34%) | $291,754 (+10.2%) Land $80,000 Building $211,754 |
| 2022 | $3,034.00 | $264,746 | $264,746 Land $78,400 Building $186,346 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 9 (1984–2017) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2017, other causes, Hurricane Irma |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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