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332 Summercove Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 332 Summercove Cir, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,768 sqft · built 2005
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Aug 2022)
Tax Bill$3,877 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN135411-0150

Property Details

APN / Parcel Number

Primary APN135411-0150

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,768 sqft Living Area
Gross Area2,348 sqft
1st Floor Area1,768 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area452 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished Screened Porch
Porch Area243 sqft
Deck Area112 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address332 SUMMERCOVE CIR
CitySAINT AUGUSTINE
StateFL
Zip32086-5933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description48/3-6 SUMMERHILL LOT 15 OR5622/1565
Legal Range29E
Legal Township08S
Legal Section01
Legal SubdivisionSUMMERHILL
Legal Block2
Legal Lot Number15
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2004
Census Tract21301

Owner

332 Summercove Cir is owned and occupied by an individual who bought it in August 2022.

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address332 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2022 · Amount on File
Deed SaleAug 26, 2022 · Amount on File
Prior SaleOct 31, 2008 · Amount on File
Deed Document Number202282180
Deed Book / Page5622 / 1565
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 26, 2022
Property Address332 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5933
Document Number0056221565
Book / Page5622 / 1565
Map ReferenceMB 48 PG 3-6
Instrument DateAug 19, 2022
Instrument2022082180
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyBLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1760 FOREST DR, MEDINA, OH 44256-8644

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 SUMMERCOVE CIR, ST AUGUSTINE, FL 32086-5933

Mortgage

Document Number0056221568
DateAug 26, 2022
Instrument5622/1568
Lender
NameCALCON MUTUAL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 332 Summercove Cir was $3,877 with a homeowner's exemption, down 9.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$309,177 (+2.43%) Land $80,000 Building $229,177$309,177 (+2.43%) Land $80,000 Building $229,177
2025$3,877.00 (-9.48%) Homeowner's exemption$301,846 (-6.05%)$301,846 (-6.05%) Land $80,000 Building $221,846
2024$4,283.00 (-1.34%) Homeowner's exemption$321,299 (-0.21%)$321,299 (-0.21%) Land $80,000 Building $241,299
2023$4,341.00 (+155.65%)$321,989 (+109.66%)$321,989 (+10.64%) Land $80,000 Building $241,989
2022$1,698.00 Homeowner's exemption$153,578$291,021 Land $78,400 Building $212,621

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 332 Summercove Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims9 (1984–2017)
Claims Outside the SFHA8 of 9
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 332 Summercove Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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