247 S Bingham St, Eagle Lake, FL 33839 Property Records

Polk County property record for 247 S Bingham St, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1971
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (May 2020)
Tax Bill	$2,014 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage May 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-12-357710-001050`

Property Details

APN / Parcel Number

Primary APN	`25-29-12-357710-001050`
Alternative APNs	`122925357710001050` `22925000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	100 ft deep x 90 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	352 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	308 sqft
Utility Building	120 sqft

Location & Zoning

Street Address	247 S BINGHAM ST
City	EAGLE LAKE
State	FL
Zip	33839-3351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FROEMKES REPLAT PB 30 PG 26 BEG 922.10 FT S OF NE COR OF SEC 12 29 25 RUN S 69 DEG 46 MIN W 335.71 FT TO POB N 134.40 FT S 69 DEG 46 MIN W 90.59 FT S 134.40 FT S 69 DEG 46 MIN W 90.59 FT TO POB LESS BINGHAM ST KNOWN AS LOT 4 OF UNREC SURVEY
Legal Range	25E
Legal Township	29S
Legal Section	12
Legal Subdivision	FROEMKES REPLAT
Legal Tract	357710
Legal Block	2
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2006
Census Tract	14701

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	247 S BINGHAM ST, EAGLE LAKE, FL 33839-3351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Warranty Deed, Transfer · Conventional with PMI AMERIFIRST FIN'L CORP
May 15, 2020	Correction Deed, Transfer ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS
Jan 31, 2020	Loan Modification, Mortgage · Line of Credit MIDFLORIDA CU
Feb 5, 2020	Warranty Deed, Transfer HILLSBOROUGH TITLE INC
Feb 14, 2020	Grant Deed, Transfer ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	Feb 14, 2020 · Amount on Record
Deed Document Number	2020104774
Deed Book / Page	11244 / 1997
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 27, 2020
Property Address	247 S BINGHAM ST, EAGLE LAKE, FL 33839-3351
Document Number	0112441997
Book / Page	011244 / 001997
Instrument Date	May 22, 2020
Instrument	104774
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	247 S BINGHAM ST EAGLE LAKE FL 338393351, EAGLE LAKE, FL 33839-3351

Mortgage

Document Number	112441998
Date	May 27, 2020
Book Page	011244/001998
Instrument	104775

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

May 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	May 15, 2020
Property Address	247 S BINGHAM ST, EAGLE LAKE, FL 33839-3351
Document Number	0112350179
Book / Page	011235 / 000179
Instrument Date	May 13, 2020
Instrument	97903
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR LAKELAND FL 338033480, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	247 S BINGHAM ST, EAGLE LAKE, FL 33839-3351
Document Number	0111521795
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	INSURED REAL ESTATE TITLE, INSURED REAL EST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Mortgage

Document Number	0111521795
Date	Feb 25, 2020
Book Page	011152/001795
Instrument	43057

Lender

Name	MIDFLORIDA CU
Address	129 S KENTUCKY AVE # 500, LAKELAND, FL 33801-5058

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 5, 2020
Property Address	247 S BINGHAM ST, EAGLE LAKE, FL 33839-3351
Document Number	0111300879
Book / Page	011130 / 000879
Instrument Date	Jan 31, 2020
Instrument	26782
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Tax	$595.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5337 N SOCRUM LOOP RD #463 LAKELAND FL 338094256, 463, LAKELAND, FL 33809-4256

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Feb 14, 2020
Property Address	247 S BINGHAM ST, EAGLE LAKE, FL 33839-3351
Document Number	0111412120
Book / Page	011141 / 002120
Instrument Date	Jan 31, 2020
Instrument	35270
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$651.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR LAKELAND FL 338033480, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,014.00 (-6.93%) Homeowner's exemption	$145,791 (+5.99%)	$152,663 (-1.18%) Land $44,000 Building $108,663
2023	$2,164.00 (+3.79%) Homeowner's exemption	$137,555 (+3%)	$154,487 (+3.59%) Land $42,000 Building $112,487
2022	$2,085.00 Homeowner's exemption	$133,549	$149,137 Land $35,000 Building $114,137

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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