Guthrie County property record for 323 N Centennial St, Stuart, IA 50250
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1975 |
| Lot Size | 0.293 acres (12,750 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,580 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Apr 2019 Refinance |
| APN | 0001376300 |
| Primary APN | 0001376300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Basement Area | 1,240 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 1,240 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,750 sqft (0.293 acres) |
| Lot Dimensions | 150 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 90 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 323 N CENTENNIAL ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-3032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 03 LOT 2 (EX S 1/2) HOLLINGS. 1ST BLK 03 |
| Legal Subdivision | HOLLINGSWORTHS 1ST ADD |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 950300 |
Source: Guthrie County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 323 N CENTENNIAL ST, STUART, IA 50250-3032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU |
| Apr 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY CHOICE CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 323 N CENTENNIAL ST, STUART, IA 50250-3032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/3014 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 2017/3014 |
| Instrument | 2017-3014 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | CLIVE, IA 50325 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 323 N CENTENNIAL ST, STUART, IA 50250-3032 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20191186 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 2019-1186 |
| Name | COMMUNITY CHOICE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Guthrie County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,400 (-) Land $30,900 Building $207,500 | $238,400 (-) Land $30,900 Building $207,500 | |
| 2025 | $3,580.00 (+19.02%) Homeowner's exemption | $238,400 (+28.03%) Land $30,900 Building $207,500 | $238,400 (+28.03%) Land $30,900 Building $207,500 |
| 2024 | $3,008.00 (+14.55%) | ||
| 2023 | $186,200 (+29.31%) Land $19,900 Building $166,300 | $186,200 (+29.31%) Land $19,900 Building $166,300 | |
| 2022 | $2,626.00 Homeowner's exemption | $144,000 Land $19,900 Building $124,100 | |
| 2021 | $144,000 Land $19,900 Building $124,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jun 1998 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Iowa |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001 |
|---|---|
| Water Source | Purchased surface water from XENIA RWD (DES MOINES) |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Coon Valley Co-op Telephone Association, Nextlink, Verizon.
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