Guthrie County property record for 315 N Centennial St, Stuart, IA 50250
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,220 sqft · built 1973 |
| Lot Size | 0.592 acres (25,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,642 (2025) |
| APN | 0001376400 |
| Primary APN | 0001376400 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| Basement Area | 1,220 sqft |
| Finished Basement | 775 sqft |
| Unfinished Basement | 420 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 25,800 sqft (0.592 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 392 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 315 N CENTENNIAL ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-3032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 03 L 3 EX E 30' OF S 90' THEREOF& ALL OF ALLEY N OF L3 HOLLINGS 1ST. BLK 03 |
| Legal Block | 3 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 950300 |
315 N Centennial St is owned and occupied by two individuals.
Source: Guthrie County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 N CENTENNIAL ST, STUART, IA 50250-3032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 315 N Centennial St was $3,642 with a homeowner's exemption, up 20.8% from the year before.
Source: Guthrie County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,000 (-) Land $53,600 Building $203,400 | $257,000 (-) Land $53,600 Building $203,400 | |
| 2025 | $3,642.00 (+20.76%) Homeowner's exemption | $257,000 Land $53,600 Building $203,400 | $257,000 Land $53,600 Building $203,400 |
| 2024 | $3,016.00 | ||
| 2023 | $200,400 (+24.01%) Land $38,700 Building $161,700 | $200,400 Land $38,700 Building $161,700 | |
| 2022 | $2,966.00 Homeowner's exemption | $161,600 Land $38,700 Building $122,900 | |
| 2021 | $161,600 Land $38,700 Building $122,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 315 N Centennial St; there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jun 1998 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 N Centennial St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Iowa |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001 |
|---|---|
| Water Source | Purchased surface water from XENIA RWD (DES MOINES) |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Coon Valley Co-op Telephone Association, Nextlink, Verizon.
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