304 N Centennial St, Stuart, IA 50250 Property Records

Guthrie County property record for 304 N Centennial St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,708 sqft · built 1961
Lot Size	0.392 acres (17,080 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2017)
Tax Bill	$5,148 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
APN	`0001375600`

Property Details

APN / Parcel Number

Primary APN	`0001375600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Finished Basement	900 sqft
Unfinished Basement	428 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,080 sqft (0.392 acres)
Lot Dimensions	122 ft deep x 140 ft wide
Garage Type	Mixed
Garage Area	847 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	77 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	304 N CENTENNIAL ST
City	STUART
State	IA
Zip	50250-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02 S 140' BLOCK (EX. W 122 1/2') HOLLINGS. 1ST BLK 02
Legal Subdivision	HOLLINGSWORTHS 01 ADD STUART
Legal Block	2
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2052
Census Tract	950300

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 66027, WEST DES MOINES, IA 50265-9411
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2017 · Amount on Record
Deed Sale	Mar 8, 2017 · Amount on Record
Deed Document Number	2017562
Deed Book / Page	2017 / 562
Prior Transfer Date	Mar 7, 2017
Prior Transfer Doc	0000000562
Record Updated	Oct 29, 2026

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUTHRIE IA
Recording Date	Mar 8, 2017
Property Address	304 N CENTENNIAL ST, STUART, IA 50250-3032
Document Number	2017/0562
Book / Page	2017 / 0562
Instrument Date	Mar 7, 2017
Instrument	2017-0562
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.20
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 66027, WEST DES MOINES, IA 50265-9411

Mortgage

Document Number	2017/0563
Date	Mar 8, 2017
Book Page	2017/0563
Instrument	2017-0563

Lender

Name	FIRST STATE BANK
Type	Bank
Address	STUART, IA 50250

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 7, 2037

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,200 (-) Land $39,200 Building $288,000	$327,200 (-) Land $39,200 Building $288,000
2025	$5,148.00 (+13.29%)	$327,200 (+23.1%) Land $39,200 Building $288,000	$327,200 (+23.1%) Land $39,200 Building $288,000
2024	$4,544.00 (+14.57%)
2023		$265,800 (+30.17%) Land $29,300 Building $236,500	$265,800 (+30.17%) Land $29,300 Building $236,500
2022	$3,966.00	$204,200 Land $29,300 Building $174,900
2021			$204,200 Land $29,300 Building $174,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Coon Valley Co-op Telephone Association, Nextlink, Verizon.