319 N Centennial St, Stuart, IA 50250 Property Records

Guthrie County property record for 319 N Centennial St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,710 sqft · built 1976
Lot Size	0.308 acres (13,430 sqft)
Owner	2 Individual Names on File
Last Sale	$267,500 (Sep 2022)
Tax Bill	$4,064 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2022 Sale & Mortgage + 1 more
APN	`0001376301`

Property Details

APN / Parcel Number

Primary APN	`0001376301`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
1st Floor Area	1,482 sqft
Basement Area	1,482 sqft
Finished Basement	725 sqft
Unfinished Basement	982 sqft
Game Room	Game Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,430 sqft (0.308 acres)
Lot Dimensions	158 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	248 sqft
Deck Area	124 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	319 N CENTENNIAL ST
City	STUART
State	IA
Zip	50250-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03 S 1/2 LOT 2 HOLLINGSWORTHS FIRST BLK 03
Legal Subdivision	HOLLINGSWORTH FIRST ADD
Legal Block	3
Legal Lot Number	2
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2053
Census Tract	950300

Owner

319 N Centennial St is owned and occupied by two individuals who bought it in September 2022.

Source: Guthrie County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	319 N CENTENNIAL ST, STUART, IA 50250-3032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Sep 1, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC
Sep 4, 2018	Deed, Transfer · Line of Credit LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Prior Sale	Sep 4, 2018 · Amount on File
Deed Document Number	20222445
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	319 N CENTENNIAL ST, STUART, IA 50250-3032
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200923
Date	Apr 27, 2020
Instrument	2020-0923

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUTHRIE IA
Recording Date	Sep 1, 2022
Property Address	319 N CENTENNIAL ST, STUART, IA 50250-3032
Document Number	0020222445
Instrument Date	Aug 23, 2022
Instrument	2022-2445
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 N CENTENNIAL ST, STUART, IA 50250-3032

Mortgage

Document Number	0020222448
Date	Sep 1, 2022
Instrument	2022-2448

Lender

Name	HOMESERVICES LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GUTHRIE IA
Recording Date	Sep 4, 2018
Property Address	319 N CENTENNIAL ST, STUART, IA 50250-3032
Document Number	02018/2379
Book / Page	2018 / 2379
Instrument Date	Aug 30, 2018
Instrument	2018-2379
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	319 N CENTENNIAL ST, STUART, IA 50250-3032

Mortgage

Document Number	0000002018/0000002381
Date	Sep 4, 2018
Book Page	0000002018/0000002381
Instrument	2018-2381

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 319 N Centennial St was $4,064 with a homeowner's exemption, down 6.7% from the year before.

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,800 (-) Land $30,900 Building $252,900	$283,800 (-) Land $30,900 Building $252,900
2025	$4,064.00 (-6.66%) Homeowner's exemption	$283,800 Land $30,900 Building $252,900	$283,800 Land $30,900 Building $252,900
2024	$4,354.00
2023		$278,600 (+60.85%) Land $20,300 Building $258,300	$278,600 Land $20,300 Building $258,300
2022	$3,192.00 Homeowner's exemption	$173,200 Land $20,300 Building $152,900
2021			$173,200 Land $20,300 Building $152,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 319 N Centennial St; there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 N Centennial St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Coon Valley Co-op Telephone Association, Nextlink, Verizon.

319 N Centennial St, Stuart, IA 50250 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N Centennial St

Nearby Streets

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