Stephens County property record for 321 N 3rd St, Duncan, OK 73533
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 1970 |
| Lot Size | 0.517 acres (22,511 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $532 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage May 2007 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28722 |
| Primary APN | 28722 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,511 sqft (0.517 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 30 sqft |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28722 |
|---|---|
| Street Address | 321 N 3RD ST |
| City | DUNCAN |
| State | OK |
| Zip | 73533-6507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 1 LT 1 & W10 LT 8 (WILDHORSE REPLAT OF BLOCK 5 & LOTS 1-7 BLOCK 4 WILDHORSE ADDITION) |
| Legal Range | 05W |
| Legal Township | 01S |
| Legal Section | 24 |
| Legal Subdivision | WILDHORSE REPLAT BLOCK 5 & 1-7 BLOCK 4 W |
| Legal Block | 1 |
| Legal Lot Number | 1-8,W10 |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | VELMA-ALMA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 1000 |
Source: Stephens County assessment roll, APN 28722, as of March 23, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 332, VELMA, OK 73491-0332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2022 | Deed of Trust, Mortgage FIRST NATIONAL BANK |
| May 31, 2007 | Deed of Trust, Mortgage FIRST NATIONAL BANK IN MARLOW |
| Jun 14, 2012 | Deed of Trust, Mortgage FIRST NATIONAL BANK |
| Jun 14, 2012 | Deed of Trust, Mortgage FIRST NATIONAL BANK |
| May 25, 2010 | Deed of Trust, Mortgage FIRST NATIONAL BANK IN MARLOW |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2002 |
| Deed Sale | Apr 22, 2002 |
| Prior Sale | Feb 20, 2002 |
| Deed Book / Page | 2668 / 237 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 321 N 3RD ST, DUNCAN, OK 73533-6507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 321 3RD ST, VELMA, OK 73491 |
| Document Number | 006195/123 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 6195/123 |
| Instrument | I-2022-007047 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MARLOW, OK 73055 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 321 N 3RD ST, DUNCAN, OK 73533-6507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003525/050 |
|---|---|
| Date | May 31, 2007 |
| Book Page | 3525/050 |
| Instrument | 76-7660 |
| Name | FIRST NATIONAL BANK IN MARLOW |
|---|---|
| Address | MARLOW, OK 73055 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | May 30, 2008 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 321 N 3RD ST, DUNCAN, OK 73533-6507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004360/132 |
|---|---|
| Date | Jun 14, 2012 |
| Book Page | 4360/132 |
| Instrument | 85-8184 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MARLOW, OK 73055 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jun 08, 2013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 321 N 3RD ST, DUNCAN, OK 73533-6507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004360/132 |
|---|---|
| Date | Jun 14, 2012 |
| Book Page | 4360/132 |
| Instrument | 85-8181 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MARLOW, OK 73055 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jun 08, 2013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 321 N 3RD ST, DUNCAN, OK 73533-6507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004003/074 |
|---|---|
| Date | May 25, 2010 |
| Book Page | 4003/074 |
| Instrument | 81-4205 |
| Name | FIRST NATIONAL BANK IN MARLOW |
|---|---|
| Address | MARLOW, OK 73055 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | May 24, 2011 |
Source: Stephens County assessment roll as of March 23, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Velma Town |
| Unified School District | Velma-Alma Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $532.00 (+3.3%) Homeowner's exemption | $8,007 (+6.1%) Land $421 Building $7,586 | $83,706 (-11.15%) Land $3,827 Building $79,879 |
| 2024 | $515.00 (+5.53%) Homeowner's exemption | $7,547 (-) Land $421 Building $7,126 | $94,208 (+31.26%) Land $3,827 Building $90,381 |
| 2023 | $488.00 Homeowner's exemption | $7,547 Land $421 Building $7,126 | $71,772 Land $3,827 Building $67,945 |
Source: FEMA National Flood Hazard Layer, Stephens County (40137C), as of September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401370010003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
| Wildfire Risk | Moderate above 65% of the US · lower than 72% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 95 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| 360 Communications, Inc. (OK, AR & TX) Fixed Wireless | 200 / 50 |
| Uniti Group DSL | 100 / 3 |
| JAB Wireless Fixed Wireless | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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