318 N 3rd St, Duncan, OK 73533 Property Records

Stephens County property record for 318 N 3rd St, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,734 sqft · built 1940
Lot Size	0.131 acres (5,698 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Nov 2013)
Tax Bill	$235 (2025)
Deeds & Mortgages	Nov 2013 Sale Jul 2008 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13134`

Property Details

APN / Parcel Number

Primary APN	`13134`
Alternative APN	`1001-00-032-006-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	65 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,698 sqft (0.131 acres)
Porch	Slab
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	13134
Street Address	318 N 3RD ST
City	DUNCAN
State	OK
Zip	73533-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 32 N57 LOT 6 DUNCAN CITY
Legal Range	07W
Legal Township	01S
Legal Section	05
Legal Subdivision	CITY OF DUNCAN ORIGINAL TOWNSITE
Legal Block	32
Legal Lot Number	6
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3057
Census Tract	400

Owner

318 N 3rd St is owned by two individuals who bought it in November 2013.

Source: Stephens County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1003 W SYCAMORE AVE, DUNCAN, OK 73533-5027
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2013	Special Warranty Deed, Transfer
Jul 31, 2008	Special Warranty Deed, Transfer SWARTZ & BROUGH INC
Aug 3, 2007	Special Warranty Deed, Transfer · FHA Mortgage SWARTZ & BROUGH INC
Jun 8, 2007	Warranty Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2013 · Amount on File
Deed Sale	Nov 22, 2013 · Amount on File
Prior Sale	Aug 9, 2013
Deed Document Number	2013885020
Deed Book / Page	4647 / 5
Record Updated	Oct 29, 2026

November 2013: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Nov 22, 2013
Property Address	318 N 3RD ST, DUNCAN, OK 73533-6508
Document Number	004647/005
Book / Page	4647 / 005
Instrument Date	Oct 16, 2013
Instrument	2013-885020
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount on Record
Tax	$15.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 31601, TAMPA, FL 33631-3601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 W SYCAMORE AVE, DUNCAN, OK 73533-5027

July 2008: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jul 31, 2008
Property Address	318 N 3RD ST, DUNCAN, OK 73533-6508
Document Number	003742/041
Book / Page	3742 / 041
Instrument Date	Jul 12, 2008
Instrument	78-7502
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 VIA FORTUNA STE 360, 360, AUSTIN, TX 78746-7983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 N 3RD ST, DUNCAN, OK 73533-6508

Mortgage

Document Number	0000787503
Date	Jul 31, 2008
Instrument	78-7503

Lender

Name	SWARTZ & BROUGH INC

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 12, 2023

August 2007: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Aug 3, 2007
Property Address	318 N 3RD ST, DUNCAN, OK 73533-6508
Document Number	003559/300
Book / Page	3559 / 300
Instrument Date	Jul 13, 2007
Instrument	77-0886
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 VIA FORTUNA STE 360, 360, AUSTIN, TX 78746-7983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 N 3RD ST, DUNCAN, OK 73533-6508
Investor	Possibly a Property Investor

Mortgage

Document Number	0000770887
Date	Aug 3, 2007
Instrument	77-0887

Lender

Name	SWARTZ & BROUGH INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	84 Months
Due	Aug 13, 2014

June 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jun 8, 2007
Property Address	318 N 3RD ST, DUNCAN, OK 73533-6508
Document Number	035258/288
Book / Page	35258 / 288
Instrument Date	Jun 7, 2007
Instrument	76-8002
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Tax	$27.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 318 N 3rd St was $235, up 4.9% from the year before.

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,791 (-) Land $219 Building $2,572	$25,375 (-48.12%) Land $1,994 Building $23,381
2025	$235.00 (+4.91%)	$2,791 (+10.23%) Land $219 Building $2,572	$48,914 (-4.57%) Land $1,994 Building $46,920
2024	$224.00 (+8.74%)	$2,532 (-) Land $219 Building $2,313	$51,254 (+10.3%) Land $1,994 Building $49,260
2023	$206.00	$2,532 Land $219 Building $2,313	$46,469 Land $1,994 Building $44,475

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 318 N 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	22 (1978–2007)
Claims Outside the SFHA	12 of 22
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 3 claims Severe Storms & Flooding, May 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 N 3rd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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