323 Hemlock Bluff Ct, Denver, NC 28037 Property Records

Lincoln County property record for 323 Hemlock Bluff Ct, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,824 sqft · built 2018
Lot Size0.207 acres (9,017 sqft)
Owner2 Individual Names on Record
Last Sale$463,000 (Oct 2022)
Tax Bill$3,195 (2026)
Deeds & MortgagesOct 2022 Sale
Aug 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN3692-52-6913

Property Details

APN / Parcel Number

Primary APN3692-52-6913
Alternative APNs
  • 293457
  • 252312
  • 93976

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,824 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCustom Design
Lot Area9,017 sqft (0.207 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number293457
Street Address323 HEMLOCK BLUFF CT
CityDENVER
StateNC
Zip28037-9241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal Description#174 LT CAROLINA RIDGE
Legal Lot Number174
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group3
Census Block3004
Census Tract71102

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address323 HEMLOCK BLUFF CT, DENVER, NC 28037-9241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2022Warranty Deed, Transfer
Aug 10, 2022Correction Deed
Jun 29, 2022Special Warranty Deed, Transfer · Reverse Mortgage
CLICK N CLOSE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2022 · Amount on Record
Deed SaleOct 18, 2022 · Amount on Record
Prior SaleJun 29, 2022 · Amount on Record
Deed Document Number2022659234
Deed Book / Page3204 / 573
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateOct 18, 2022
Property Address323 HEMLOCK BLUFF CT, DENVER, NC 28037-9241
Document Number0003204573
Book / Page3204 / 573
Map ReferenceMB 17 PG 154
Instrument DateOct 17, 2022
Instrument659234
Transaction TypeTransfer
Record UpdatedFeb 9, 2023

Transaction

AmountAmount Recorded
Tax$926.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 NORTHFIELD ST, ROUND ROCK, TX 78681

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 VALLEY RD, THORNWOOD, NY 10594-2213

August 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionLINCOLN NC
Recording DateAug 10, 2022
Property Address323 HEMLOCK BLUFF CT, DENVER, NC 28037-9241
Document Number0003187721
Book / Page3187 / 721
Map ReferenceMB 17 PG 154
Instrument DateAug 10, 2022
Instrument656233
Record UpdatedFeb 9, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address655 BREA CANYON RD, WALNUT, CA 91789-3078

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 HEMLOCK BLUFF CT, DENVER, NC 28037-9241

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLINCOLN NC
Recording DateJun 29, 2022
Property Address323 HEMLOCK BLUFF CT, DENVER, NC 28037-9241
Document Number0000317766
Book / Page3177 / 66
Map ReferenceMB 17 PG 154
Instrument DateJun 27, 2022
Instrument654357
Transaction TypeTransfer
Record UpdatedFeb 9, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address655 BREA CANYON RD, WALNUT, CA 91789-3078

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 HEMLOCK BLUFF CT, DENVER, NC 28037-9241

Mortgage

Document Number0000654358
DateJun 29, 2022
Instrument654358
Lender
NameCLICK N CLOSE INC
TypeNon-Lending Institution
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term875 Months
DueMay 29, 2095
Interest
Rate TypeAdjustable Rate
Rate5.33%
Type Change DateAug 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate10.3%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,195.00 (+16.73%)$505,878 (+16.23%) Land $75,000 Building $430,878$505,878 (+16.23%) Land $75,000 Building $430,878
2023$2,737.00$435,256 Land $75,000 Building $360,256$435,256 Land $75,000 Building $360,256

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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