Lincoln County property record for 317 Hemlock Bluff Ct, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,751 sqft · built 2022 |
| Lot Size | 0.181 acres (7,884 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Aug 2026) |
| Tax Bill | $4,549 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3692-52-6967 |
| Primary APN | 3692-52-6967 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,751 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Custom Design |
| Lot Area | 7,884 sqft (0.181 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 296115 |
|---|---|
| Street Address | 317 HEMLOCK BLUFF CT |
| City | DENVER |
| State | NC |
| Zip | 28037-9241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #175 LT CAROLINA RIDGE |
| Legal Subdivision | CAROLINA RIDGE |
| Legal Block | 3 |
| Legal Lot Number | 175 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 71102 |
317 Hemlock Bluff Ct is owned and occupied by two individuals who bought it in August 2026.
Source: Lincoln County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 317 HEMLOCK BLUFF CT, DENVER, NC 28037-9241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Warranty Deed, Transfer · VA Mortgage RESIDENTIAL LENDING |
| Mar 22, 2023 | Special Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2026 · Amount on File |
| Deed Sale | Aug 6, 2026 · Amount on File |
| Prior Sale | Mar 22, 2023 · Amount on File |
| Deed Document Number | 2026713442 |
| Deed Book / Page | 3527 / 300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 6, 2026 |
| Property Address | 317 HEMLOCK BLUFF CT, DENVER, NC 28037-9241 |
| Document Number | 0000713442 |
| Book / Page | 3527 / 300 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 2026713442 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | SOUTHERN TITLE, SOUTHERN HOMES TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $171,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 317 HEMLOCK BLUFF CT, DENVER, NC 28037-9241 |
| Document Number | 0000713443, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 3527/303 |
| Instrument | 2026713443 |
| Name | RESIDENTIAL LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 22, 2023 |
| Property Address | 317 HEMLOCK BLUFF CT, DENVER, NC 28037-9241 |
| Document Number | 0003236927 |
| Book / Page | 3236 / 927 |
| Map Reference | MB 17 PG 241 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 665009 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 655 BREA CANYON RD, WALNUT, CA 91789-3078 |
| Name | Verified Name |
|---|---|
| Address | 31 7 HEMLOCK BLUFF COURT, DENVER, NC 28037 |
The 2026 property tax bill for 317 Hemlock Bluff Ct was $4,549.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,549.00 | $730,081 (-) Land $75,000 Building $655,081 | $730,081 (-) Land $75,000 Building $655,081 |
| 2025 | $4,549.00 | $730,081 Land $75,000 Building $655,081 | $730,081 Land $75,000 Building $655,081 |
| 2023 | $2,457.00 | $388,758 Land $75,000 Building $313,758 | $388,758 Land $75,000 Building $313,758 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 317 Hemlock Bluff Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 317 Hemlock Bluff Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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