298 Hemlock Bluff Ct, Denver, NC 28037 Property Records

Lincoln County property record for 298 Hemlock Bluff Ct, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,184 sqft · built 2018
Lot Size	0.296 acres (12,937 sqft)
Owner	Individual Name on File
Last Sale	$682,500 (Jun 2022)
Tax Bill	$3,618 (2023)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3692-53-4171`

Property Details

APN / Parcel Number

Primary APN	`3692-53-4171`
Alternative APNs	`291275` `252312` `91792`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,184 sqft Finished Area

Exterior

Year Built	Built 2018
Architectural Style	Custom Design
Lot Area	12,937 sqft (0.296 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	291275
Street Address	298 HEMLOCK BLUFF CT
City	DENVER
State	NC
Zip	28037-9270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	#171 LT CAROLINA RIDGE
Legal Subdivision	CAROLINE RDG
Legal Lot Number	170-176
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3004
Census Tract	71102

Owner

Source: Lincoln County assessment roll, APN 3692-53-4171, as of January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	298 HEMLOCK BLUFF COURT
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	0003174325
Deed Book / Page	3174 / 325
Record Updated	Jun 07, 2026

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 17, 2022
Property Address	298 HEMLOCK BLUFF CT, DENVER, NC 28037-9270
Document Number	0003174325
Book / Page	3174 / 325
Map Reference	MB 17 PG 241
Instrument Date	Jun 17, 2022
Instrument	653851
Transaction Type	Transfer
Record Updated	Feb 09, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	655 BREA CANYON RD, WALNUT, CA 91789-3078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 HEMLOCK BLUFF CT, DENVER, NC 28037-9270

Mortgage

Document Number	0000653852
Date	Jun 17, 2022
Instrument	653852

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Lincoln County assessment roll as of January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,618.00	$581,803 Land $75,000 Building $506,803	$581,803 Land $75,000 Building $506,803

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), as of January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090711023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 249 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20