Lincoln County property record for 305 Hemlock Bluff Ct, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,670 sqft · built 2018 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $555,000 (Apr 2026) |
| Tax Bill | $3,047 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3692-53-7046 |
| Primary APN | 3692-53-7046 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,670 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Custom Design |
| Lot Area | 6,534 sqft (0.15 acres) |
| Pool House | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 317417 |
|---|---|
| Street Address | 305 HEMLOCK BLUFF CT |
| City | DENVER |
| State | NC |
| Zip | 28037-9241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #177 LT CAROLINA RIDGE |
| Legal Subdivision | CAROLINA RIDGE PARCEL B |
| Legal Lot Number | 177 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 71102 |
305 Hemlock Bluff Ct is owner-occupied and held in a trust since April 2026.
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 305 HEMLOCK BLUFF CT, DENVER, NC 28037-9241 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 9, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 1, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 24, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage SHEA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on File |
| Deed Sale | Apr 1, 2026 · Amount on File |
| Prior Sale | Jun 24, 2022 · Amount on File |
| Deed Document Number | 2026707625 |
| Deed Book / Page | 3491 / 92 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 9, 2026 |
| Property Address | 305 HEMLOCK BLUFF CT, DENVER, NC 28037-9241 |
| Document Number | 0000710742 |
| Book / Page | 3510 / 678 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026710742 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 305 HEMLOCK BLUFF CT, DENVER, NC 28037-9241 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 1, 2026 |
| Property Address | 305 HEMLOCK BLUFF CT, DENVER, NC 28037-9241 |
| Document Number | 0000707625 |
| Book / Page | 3491 / 92 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026707625 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $112,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 HEMLOCK BLUFF CT, DENVER, NC 28037-9241 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 24, 2022 |
| Property Address | 305 HEMLOCK BLUFF CT, DENVER, NC 28037-9241 |
| Document Number | 0000317630 |
| Book / Page | 3176 / 30 |
| Map Reference | MB 17 PG 154 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 654173 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 655 BREA CANYON RD, WALNUT, CA 91789-3078 |
| Name | Verified Name |
|---|---|
| Address | 305 HEMLOCK BLUFF CT, DENVER, NC 28037-9241 |
| Document Number | 0000654174 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 654174 |
| Name | SHEA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2026 property tax bill for 305 Hemlock Bluff Ct was $3,047.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,047.00 | $481,425 (-) Land $75,000 Building $406,425 | $481,425 (-) Land $75,000 Building $406,425 |
| 2025 | $3,047.00 | $481,425 Land $75,000 Building $406,425 | $481,425 Land $75,000 Building $406,425 |
| 2023 | $3,015.00 | $481,425 Land $75,000 Building $406,425 | $481,425 Land $75,000 Building $406,425 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Hemlock Bluff Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Hemlock Bluff Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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