Cooke County property record for 323 FM 1202, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,352 sqft · built 1988 |
| Owner | Individual Name on Record |
| Tax Bill | $1,624 (2026) |
| Deeds & Mortgages | Aug 2006 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0461-007-00000L/H |
| Primary APN | 0461-007-00000L/H |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,352 sqft Living Area |
| Gross Area | 2,835 sqft |
| 1st Floor Area | 2,352 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0461-007-00000L/H |
|---|---|
| Street Address | 323 FM 1202 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-6606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAVINS JP 0455 L/H HOUSE 16405 |
| Legal Subdivision | HAVINS JP |
| Jurisdiction | COOKE TX |
| Township / Civil Division | CALLISBURG |
| Census Block Group | 3 |
| Census Block | 3079 |
| Census Tract | 100 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1724 COUNTY ROAD 113, WHITESBORO, TX 76273-6942 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 323 FM 1202, GAINESVILLE, TX 76240-6606 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001449/549 |
|---|---|
| Date | Aug 24, 2006 |
| Book Page | 1449/549 |
| Instrument | 2006-00017381 |
| Name | HOME123 CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | SHERMAN, TX 75090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Sivells Bend Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,624.00 | $136,993 (-) Building $136,993 | $136,993 (-) Building $136,993 |
| 2025 | $1,624.00 (+1.88%) | $136,993 (+5.39%) Building $136,993 | $136,993 (+5.39%) Building $136,993 |
| 2024 | $1,594.00 (+59.08%) | ||
| 2023 | $129,982 Building $129,982 | $129,982 Building $129,982 | |
| 2022 | $1,002.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 64% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 400 / 100 |
| ElektraFi Fixed Wireless | 100 / 20 |
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