323 E Pacific Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 323 E Pacific Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	1,260 sqft · built 2006
Lot Size	0.258 acres (11,252 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Jul 2026)
Tax Bill	$3,977 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2021 Sale + 2 more
APN	`05-00087-0000-00065`

Property Details

APN / Parcel Number

Primary APN	`05-00087-0000-00065`
Alternative APN	`050008700065`

Interior

Stories	1 Story
Building Area	1,260 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Street Address	323 E PACIFIC AVE
City	VILLAS
State	NJ
Zip	08251-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L66,67
Legal Subdivision	WILDWOOD VILLAS SEC 01
Legal Block	87
Legal Lot Number	65
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1010
Census Tract	21804

Owner

Source: Cape May County and Lower Township records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	513 LAFAYETTE ST, CAPE MAY, NJ 08204-1511
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed, Transfer · Conventional Mortgage CREST SAVINGS
Sep 20, 2021	Deed, Transfer
Sep 20, 2021	Deed, Transfer
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Dec 29, 2005 · Amount on Record
Deed Document Number	2026102916
Deed Book / Page	4293 / 268
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jul 21, 2026
Property Address	323 E PACIFIC AVE, VILLAS, NJ 08251-2637
Document Number	0000102916
Book / Page	4293 / 268
Instrument Date	Jul 16, 2026
Instrument	2026102916
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	DUNE ABSTRACT O INC, DUNE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	513 LAFAYETTE ST, CAPE MAY, NJ 08204-1511

Mortgage

Document Number	0000102917,
Date	Jul 21, 2026
Instrument	2026102917

Lender

Name	CREST SAVINGS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Sep 20, 2021
Property Address	323 E PACIFIC AVE, VILLAS, NJ 08251-2637
Document Number	0000042095
Book / Page	4009 / 854
Instrument Date	Sep 20, 2021
Instrument	2021042095
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E PACIFIC AVE, VILLAS, NJ 08251-2637

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Sep 20, 2021
Property Address	323 E PACIFIC AVE, VILLAS, NJ 08251-2637
Document Number	0000042094
Book / Page	4009 / 849
Instrument Date	Sep 20, 2021
Instrument	2021042094
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E PACIFIC AVE, VILLAS, NJ 08251-2637

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	323 E PACIFIC AVE, VILLAS, NJ 08251-2637
Document Number	0058970462
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E PACIFIC AVE VILLAS NJ 082512637, VILLAS, NJ 08251-2637

Mortgage

Document Number	0058970462
Date	Aug 31, 2017
Book Page	005897/000462
Instrument	27137

Lender

Name	HOUSING FIN AGCY
Address	TRENTON, NJ 08650-2085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,500 (-) Land $90,500 Building $106,000	$196,500 (-) Land $90,500 Building $106,000
2025		$196,500 (-) Land $90,500 Building $106,000	$196,500 (-) Land $90,500 Building $106,000
2024	$3,977.00 (+4.71%)
2023		$196,500 Land $90,500 Building $106,000	$196,500 Land $90,500 Building $106,000
2022	$3,798.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Hurricane Gloria, Sep 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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