320 E Pacific Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 320 E Pacific Ave, Villas, NJ 08251

Property Summary

Property Type	Exempt (Full or Partial)
Details	1,448 sqft · built 1934
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (Nov 2018)
Tax Bill	$2,965 (2024)
Deeds & Mortgages	Oct 2022 Refinance Sep 2020 Mortgage + 3 more
APN	`05-00091-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`05-00091-0000-00010`
Alternative APN	`050009100010`

Interior

Stories	1 Story
Building Area	1,448 sqft Living Area

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	320 E PACIFIC AVE
City	VILLAS
State	NJ
Zip	08251-2636
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R-3
Legal Description	L9,11,12
Legal Subdivision	WILDWOOD VILLAS SEC 01
Legal Block	91
Legal Lot Number	10
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1010
Census Tract	21804

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	320 E PACIFIC AVE, VILLAS, NJ 08251-2636
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Sep 14, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MTG
Jul 18, 2019	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT RESID'L MTG
Nov 13, 2018	Grant Deed, Transfer · VA Mortgage HOME PT FIN'L
Apr 24, 2017	Grant Deed, Transfer MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2018 · Amount on Record
Deed Sale	Nov 13, 2018 · Amount on Record
Prior Sale	Apr 24, 2017 · Amount on Record
Deed Document Number	201874587
Deed Book / Page	3824 / 74
Prior Transfer Date	May 20, 2004
Prior Transfer Doc	0030820421
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	320 E PACIFIC AVE, VILLAS, NJ 08251-2636
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032369
Date	Oct 25, 2022
Book Page	M6603/1
Instrument	2022032369

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	320 E PACIFIC AVE, VILLAS, NJ 08251-2636
Document Number	0062470076
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E PACIFIC AVE VILLAS NJ 082512636, VILLAS, NJ 08251-2636

Mortgage

Document Number	0062470076
Date	Sep 23, 2020
Book Page	006247/000076
Instrument	32049

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	320 E PACIFIC AVE, VILLAS, NJ 08251-2636
Document Number	0060950670
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E PACIFIC AVE VILLAS NJ 082512636, VILLAS, NJ 08251-2636

Mortgage

Document Number	0060950670
Date	Aug 27, 2019
Book Page	006095/000670
Instrument	104581

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Nov 13, 2018
Property Address	320 E PACIFIC AVE, VILLAS, NJ 08251-2636
Document Number	0038240074
Book / Page	003824 / 000074
Instrument Date	Oct 25, 2018
Instrument	74587
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	SHORE TITLE AGENCY INC NORTH, SHORE TITLE AGCY INC NORTH

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E PACIFIC AVE VILLAS NJ 082512636, VILLAS, NJ 08251-2636

Mortgage

Document Number	60170824
Date	Nov 13, 2018
Book Page	006017/000824
Instrument	74588

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Apr 24, 2017
Property Address	320 E PACIFIC AVE, VILLAS, NJ 08251-2636
Document Number	0037250489
Book / Page	003725 / 000489
Instrument Date	Mar 23, 2017
Instrument	11835
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$41.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18 LANSBROOK CT SEWELL NJ 080804113, SEWELL, NJ 08080-4113

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,500 (-) Land $90,000 Building $56,500	$146,500 (-) Land $90,000 Building $56,500
2025		$146,500 (-) Land $90,000 Building $56,500	$146,500 (-) Land $90,000 Building $56,500
2024	$2,965.00 (+4.73%)
2023		$146,500 Land $90,000 Building $56,500	$146,500 Land $90,000 Building $56,500
2022	$2,831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Hurricane Gloria, Sep 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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