315 E Pacific Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 315 E Pacific Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	1,148 sqft · built 1937
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$64,000 (Oct 2001)
Tax Bill	$2,536 (2024)
Deeds & Mortgages	Jul 2017 Loan Modification Aug 2019 Transfer
APN	`05-00087-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`05-00087-0000-00007`
Alternative APN	`050008700007`

Interior

Stories	1 Story
Building Area	1,148 sqft Living Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	75 ft deep x 100 ft wide

Location & Zoning

Street Address	315 E PACIFIC AVE
City	VILLAS
State	NJ
Zip	08251-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L8,70,71
Legal Subdivision	WILDWOOD VILLAS SEC 01
Legal Block	87
Legal Lot Number	7
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1010
Census Tract	21804

Owner

315 E Pacific Ave is owned and occupied by two individuals who acquired it in November 2024.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	315 E PACIFIC AVE, VILLAS, NJ 08251-2637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2017	Loan Modification, Mortgage NATIONSTAR MTG
Aug 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2001 · Amount on File
Deed Sale	Oct 16, 2001 · Amount on File
Prior Sale	May 7, 1992 · Amount on File
Deed Book / Page	2934 / 367
Last Transfer Date	Nov 1, 2024
Transfer Doc	0000052085
Record Updated	Oct 29, 2026

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CAPE MAY NJ
Property Address	315 E PACIFIC AVE, VILLAS, NJ 08251-2637
Document Number	0058860393
Book / Page	005886 / 000393
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E PACIFIC AVE VILLAS NJ 082512637, VILLAS, NJ 08251-2637

Mortgage

Document Number	0058860393
Date	Jul 25, 2017
Book Page	005886/000393

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	480 Months
Due	Jul 24, 2057

Interest

Rate	4.25%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Aug 19, 2019
Property Address	315 E PACIFIC AVE, VILLAS, NJ 08251-2637
Document Number	0038710605
Book / Page	003871 / 000605
Instrument Date	Jan 21, 2014
Instrument	103737
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E PACIFIC AVE VILLAS NJ 082512637, VILLAS, NJ 08251-2637

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,300 (-) Land $73,400 Building $51,900	$125,300 (-) Land $73,400 Building $51,900
2025		$125,300 Land $73,400 Building $51,900	$125,300 Land $73,400 Building $51,900
2024	$2,536.00
2023		$125,300 Land $73,400 Building $51,900	$125,300 Land $73,400 Building $51,900
2022	$2,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 315 E Pacific Ave; there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Hurricane Gloria, Sep 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 E Pacific Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on E Pacific Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures