317 E Pacific Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 317 E Pacific Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	752 sqft · built 1940
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jan 2025)
Tax Bill	$2,048 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2025 Sale & Mortgage + 2 more
APN	`05-00087-0000-00068`

Property Details

APN / Parcel Number

Primary APN	`05-00087-0000-00068`
Alternative APN	`050008700068`

Interior

Stories	1 Story
Building Area	752 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Street Address	317 E PACIFIC AVE
City	VILLAS
State	NJ
Zip	08251-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L69,9,10
Legal Subdivision	WILDWOOD VILLAS SEC 01
Legal Block	87
Legal Lot Number	68
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1010
Census Tract	21804

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 E PACIFIC AVE, VILLAS, NJ 08251-2637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Jan 6, 2025	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Oct 24, 2017	Quit Claim Deed, Mortgage FIRST NAT'L BK/ELMER
Apr 25, 2017	Grant Deed, Construction Loan · Construction Mortgage MCKINLEY 126 MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2025 · Amount on Record
Deed Sale	Jan 6, 2025 · Amount on Record
Prior Sale	Aug 2, 2016 · Amount on Record
Deed Document Number	202555716
Deed Book / Page	4203 / 505
Prior Transfer Date	Feb 1, 2016
Prior Transfer Doc	0000000054
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	317 E PACIFIC AVE, VILLAS, NJ 08251-2637
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076110
Date	Sep 17, 2025
Book Page	M6839/393
Instrument	2025076110

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 16, 2035

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jan 6, 2025
Property Address	317 E PACIFIC AVE, VILLAS, NJ 08251-2637
Document Number	0000055716
Book / Page	D4203 / 505
Instrument Date	Dec 27, 2024
Instrument	2025055716
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12.47
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1228 BAYSHIRE RD, LOWER, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E PACIFIC AVE, LOWER, NJ

Mortgage

Document Number	0000055717
Date	Jan 6, 2025
Instrument	2025055717

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Oct 24, 2017
Property Address	317 E PACIFIC AVE, VILLAS, NJ 08251-2637
Document Number	0037570559
Book / Page	003757 / 000559
Instrument Date	Sep 29, 2017
Instrument	32694
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	SHORE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1228 BAYSHORE RD VILLAS NJ 082512518, VILLAS, NJ 08251-2518

Mortgage

Document Number	59110250
Date	Oct 24, 2017
Book Page	005911/000250
Instrument	32695

Lender

Name	FIRST NAT'L BK/ELMER
Type	Bank
Address	6 S MAIN ST, ELMER, NJ 08318-2264

Agreement

Amount	Amount Recorded

April 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Apr 25, 2017
Property Address	317 E PACIFIC AVE, VILLAS, NJ 08251-2637
Document Number	0037260053
Book / Page	003726 / 000053
Instrument Date	Apr 10, 2017
Instrument	12245
Transaction Type	Construction Loan
Record Updated	Sep 19, 2017
Title Company	SHORE TITLE, SHORE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$32.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 BAYSHORE RD VILLAS NJ 082512518, VILLAS, NJ 08251-2518

Mortgage

Document Number	58590702
Date	Apr 25, 2017
Book Page	005859/000702
Instrument	12246

Lender

Name	MCKINLEY 126 MTG LLC
Address	107 DIAS CREEK RD, CAPE MAY COURT HOUSE, NJ 08210-2006

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 24, 2018

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,200 (-) Land $73,400 Building $27,800	$101,200 (-) Land $73,400 Building $27,800
2025		$101,200 (-) Land $73,400 Building $27,800	$101,200 (-) Land $73,400 Building $27,800
2024	$2,048.00 (+4.7%)
2023		$101,200 Land $73,400 Building $27,800	$101,200 Land $73,400 Building $27,800
2022	$1,956.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Hurricane Gloria, Sep 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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