Lapeer County property record for 3132 Merwin Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,176 sqft · built 1986 |
| Lot Size | 10.1 acres (440,392 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Dec 2022) |
| Tax Bill | $3,009 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Jan 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-025-018-00 |
| Primary APN | 008-025-018-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Flooring | Carpet |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 440,392 sqft (10.1 acres) |
| Garage Area | 600 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Electric |
| Street Address | 3132 MERWIN RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-7801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 08 42 016 000 00 SEC 25 T7N R9E BEG AT A PT ON E-W 1/4 LINE OF SEC THAT IS N 88 DEG 49' 30 W 1093.33 FT FR E 1/4 COR OF SEC, |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 25 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 336000 |
3132 Merwin Rd is owned and occupied by an individual who bought it in December 2022.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3132 MERWIN RD, LAPEER, MI 48446-7801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS |
| Jan 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jun 18, 2020 | Warranty Deed, Transfer CISLO TITLE, CISLO TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2022 · Amount on File |
| Deed Sale | Dec 2, 2022 · Amount on File |
| Prior Sale | Jun 18, 2020 · Amount on File |
| Deed Book / Page | 3329 / 168 |
| Prior Transfer Date | Mar 8, 2010 |
| Prior Transfer Doc | 0024350232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Dec 2, 2022 |
| Property Address | 3132 MERWIN RD, LAPEER, MI 48446-7801 |
| Document Number | 0033290168 |
| Book / Page | 3329 / 168 |
| Instrument Date | Nov 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2023 |
| Title Company | CISLO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3132 MERWIN RD, LAPEER, MI 48446-7801 |
| Name | Verified Name |
|---|---|
| Address | 2648 BEACON HILL CT APT 203, 203, AUBURN HILLS, MI 48326-4224 |
| Document Number | 0033280435 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 3328/435 |
| Name | CASON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | NORTH PALM BEACH, FL 33408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3132 MERWIN RD, LAPEER, MI 48446-7801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0030030949 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 3003/949 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 18, 2020 |
| Property Address | 3132 MERWIN RD, LAPEER, MI 48446-7801 |
| Document Number | 0031080136 |
| Book / Page | 003108 / 000136 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2020 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,613.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3809 WARWICK DR ROCHESTER HILLS MI 483094718, ROCHESTER HILLS, MI 48309-4718 |
The 2025 property tax bill for 3132 Merwin Rd was $3,009 with a homeowner's exemption, up 4.1% from the year before.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,700 (+6.2%) | $315,400 (+6.2%) | |
| 2025 | $3,009.00 (+4.12%) Homeowner's exemption | $148,500 | $297,000 |
| 2024 | $2,890.00 | ||
| 2023 | $124,900 | $249,800 | |
| 2022 | $4,221.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3132 Merwin Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3132 Merwin Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Bitwise Fixed Wireless | 25 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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