3113 Lower Bluff Rd, Emmett, ID 83617 Property Records

Gem County property record for 3113 Lower Bluff Rd, Emmett, ID 83617

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1974
Lot Size	0.849 acres (36,982 sqft)
Owner	Individual Name on File
Tax Bill	$769 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2024 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`RPC6055000001BA`

Property Details

APN / Parcel Number

Primary APN	`RPC6055000001BA`
Alternative APNs	`RPC6055000001B` `RP00457800A` `7247`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,982 sqft (0.849 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Shed	1 Shed
Shed Area	180 sqft
Lean-To	320 sqft
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Propane

Location & Zoning

Account Number	7247
Street Address	3113 LOWER BLUFF RD
City	EMMETT
State	ID
Zip	83617-9532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	07N 01W SEC 30 DANIELSON SUB LOT 01 N1/2
Legal Range	01W
Legal Township	07N
Legal Section	30
Legal Subdivision	DANIELSON SUB
Legal Lot Number	01
Jurisdiction	GEM ID
Township / Civil Division	EMMETT BENCH
Census Block Group	3
Census Block	3019
Census Tract	960100

Owner

3113 Lower Bluff Rd is owned by an individual who acquired it in January 2026.

Source: Gem County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	880 W APACHE ST, EMMETT, ID 83617-4004
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit IDADIV CU
Nov 25, 2024	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jun 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2026
Deed Sale	Jan 6, 2026
Prior Sale	Jun 24, 2021 · Amount on File
Deed Document Number	2026356500
Prior Transfer Date	Jun 5, 2020
Prior Transfer Doc	0000327733
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEM ID
Property Address	3113 LOWER BLUFF RD, EMMETT, ID 83617-9532
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	STEWART TITLE, STC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000344136
Date	Dec 21, 2022
Instrument	344136

Lender

Name	IDADIV CU
Type	Credit Union
Address	NAMPA, ID 83653

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEM ID
Property Address	3113 LOWER BLUFF RD, EMMETT, ID 83617-9532
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	PIONEER TITLE COMPANY/GEM, PIONEER TITLE COMPANY OF GEM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000351522
Date	Nov 25, 2024
Instrument	351522

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEM ID
Recording Date	Jun 24, 2021
Property Address	3113 LOWER BLUFF RD, EMMETT, ID 83617-9532
Document Number	0000335356
Map Reference	MB 6 PG 46
Instrument Date	Jun 21, 2021
Instrument	335356
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TITLE BOISE PRODUCT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3750 E BLACK CANYON HWY, EMMETT, ID 83617-9503

Mortgage

Document Number	0000335383
Date	Jun 24, 2021
Instrument	335383

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3113 Lower Bluff Rd was $769, up 1% from the year before.

Source: Gem County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Gem County
Unified School District	Emmett Independent School District 221 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,040 Land $185,610 Building $252,430	$438,040 Land $185,610 Building $252,430
2025	$769.00 (+10.01%)
2024	$699.00
2021	$732.00 Homeowner's exemption	$274,806 Land $105,034 Building $169,772	$274,806 Land $105,034 Building $169,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3113 Lower Bluff Rd in Zone D, where flood risk has not been studied, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1997–2011)
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3113 Lower Bluff Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Vickery Internet Fixed Wireless	500 / 100
Anthem Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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