3173 Talking Mountain Trl, Cool, CA 95614 Property Records

El Dorado County property record for 3173 Talking Mountain Trl, Cool, CA 95614 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,257 sqft · built 2019
Lot Size	1.25 acres (54,450 sqft)
Owner	Company Name on File
Last Sale	$550,000 (Oct 2020)
Tax Bill	$6,420 (2025)
Deeds & Mortgages	Dec 2022 Transfer Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`073-331-013-000`

Property Details

APN / Parcel Number

Primary APN	`073-331-013-000`
Alternative APNs	`07333113100` `0733311310`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,257 sqft Living Area
1st Floor Area	2,257 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Attached
Garage Area	497 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,257 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3173 TALKING MOUNTAIN TRL
City	COOL
State	CA
Zip	95614-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PM 34/58/A
Legal Subdivision	PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	4
Census Block	4004
Census Tract	30601

Owner

Source: El Dorado County records · APN 073-331-013-000

Assessment roll updated August 18, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3173 TALKING MOUNTAIN TRL, COOL, CA 95614-2535
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Intrafamily Transfer, Transfer
Oct 19, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 14, 2018	Quit Claim Deed, Transfer · Conventional with PMI AUSLEN RICHARD & C TR (PT)
Jun 01, 2017	Grant Deed, Transfer STEWART TITLE, STEWART TITLE/PLACER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Jun 01, 2017 · Amount on Record
Deed Document Number	202058568
Last Transfer Date	Sep 23, 2021
Transfer Doc	0000046429
Record Updated	Jun 08, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Dec 12, 2022
Property Address	3173 TALKING MOUNTAIN TRL, COOL, CA 95614-2535
Document Number	0000046429
Map Reference	MB 34 PG 58
Instrument Date	Sep 23, 2021
Instrument	2022-0046429
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3173 TALKING MOUNTAIN TRL, COOL, CA 95614-2535

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 19, 2020
Property Address	3173 TALKING MOUNTAIN TRL, COOL, CA 95614-2535
Document Number	0000058568
Map Reference	MB 34 PG 58
Instrument Date	Oct 06, 2020
Instrument	2020-0058568
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3173 TALKING MOUNTAIN TRL, COOL, CA 95614-2535

Mortgage

Document Number	0000058569
Date	Oct 19, 2020
Instrument	2020-0058569

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 14, 2018
Property Address	3173 TALKING MOUNTAIN TRL, COOL, CA 95614-2535
Document Number	0000005535
Instrument Date	Feb 12, 2018
Instrument	5535
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	9521 FOLSOM BLVD #M SACRAMENTO CA 958271208, M, SACRAMENTO, CA 95827-1208

Mortgage

Document Number	5536
Date	Feb 14, 2018
Instrument	5536

Lender

Name	AUSLEN RICHARD & C TR (PT)

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 01, 2017
Property Address	3173 TALKING MOUNTAIN TRL, COOL, CA 95614-2535
Document Number	0000022108
Instrument Date	May 24, 2017
Instrument	22108
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	STEWART TITLE, STEWART TITLE/PLACER

Transaction

Amount	Amount Recorded
Tax	$49.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5740 LONGWOOD WAY CITRUS HEIGHTS CA 956107515, CITRUS HEIGHTS, CA 95610-7515

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,420.00 (+6.03%) Homeowner's exemption	$595,336 (+4.04%) Land $92,006 Building $503,330
2024	$6,055.00 (+1.68%)
2023	$5,955.00 (+1.55%) Homeowner's exemption	$572,220 Land $88,434 Building $483,786
2022	$5,864.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	About 1 in 72 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Cal.net	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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