3226 SE Garden St, Stuart, FL 34997 Property Records

Martin County property record for 3226 SE Garden St, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,828 sqft · built 1972
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$91,000 (Apr 2004)
Tax Bill$2,285 (2025)
Deeds & MortgagesJan 2023 Transfer
Flood ZoneZone X (minimal risk)
APN37-38-41-007-134-0001.0-4-0000

Property Details

APN / Parcel Number

Primary APN37-38-41-007-134-0001.0-4-0000
Alternative APNs
  • 37-38-41-007-134-00010-4
  • 33996

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,828 sqft Living Area
Gross Area2,164 sqft
1st Floor Area1,828 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions100 ft deep x 100 ft wide
PorchEnclosed Concrete/Masonry Porch
Porch Area388 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number33996
Street Address3226 SE GARDEN ST
CitySTUART
StateFL
Zip34997-5393
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3B
Legal DescriptionGOLDEN GATE LOTS 1 3 5 & 7 BLK 134 OR 345/1145
Legal Range41E
Legal Township38S
Legal Section37
Legal SubdivisionGOLDEN GATE
Legal Block134
Legal Lot Number1
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2016
Census Tract1301

Owner

3226 SE Garden St is owned and occupied by two individuals who acquired it in January 2023.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address3226 SE GARDEN ST, STUART, FL 34997-5393
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2004 · Amount on File
Deed SaleApr 7, 2004 · Amount on File
Prior SaleSep 20, 2000 · Amount on File
Deed Document Number20041741227
Deed Book / Page1883 / 2923
Last Transfer DateJan 6, 2023
Transfer Doc0033550458
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateJan 18, 2023
Property Address3226 SE GARDEN ST, STUART, FL 34997-5393
Document Number0033550458
Book / Page3355 / 458
Map ReferenceMB 11 PG 41
Instrument DateJan 6, 2023
Instrument2998035
Transaction TypeTransfer
Record UpdatedFeb 9, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3226 SE GARDEN ST, STUART, FL 34997-5393

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3226 SE GARDEN ST, STUART, FL 34997-5393

Tax Assessment & Valuation

The 2025 property tax bill for 3226 SE Garden St was $2,285 with a homeowner's exemption, up 0.4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,285.00 (+0.35%) Homeowner's exemption$117,478$343,300 Land $215,000 Building $128,300
2024$2,277.00 (+2.57%)
2023$2,220.00 (+3.3%) Additional exemption filed$110,843 (+3%)$232,080 (+18.73%) Land $125,000 Building $107,080
2022$2,149.00 Homeowner's exemption$107,615$195,470 Land $105,450 Building $90,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3226 SE Garden St in Zone X, an area of minimal flood risk, though there have been 48 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 53 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims48 (1995–2020)
Claims Outside the SFHA9 of 48
Most Recent ClaimMay 2020
Claims by Event
  • Hurricane Frances, Sep 2004 · 26 claims
  • Severe Flooding, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3226 SE Garden St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

Nearby Properties on SE Garden St

Nearby Streets

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