3205 SE Garden St, Stuart, FL 34997 Property Records

Martin County property record for 3205 SE Garden St, Stuart, FL 34997

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,792 sqft · built 1982
Lot Size0.27 acres (11,748 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Jan 2000)
Tax Bill$5,464 (2025)
Flood ZoneZone X (minimal risk)
APN37-38-41-007-114-0002.0-4-0000

Property Details

APN / Parcel Number

Primary APN37-38-41-007-114-0002.0-4-0000
Alternative APNs
  • 37-38-41-007-114-00020-4
  • 33959

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Units4 Units
Stories1 Story
Building Area1,792 sqft Living Area
1st Floor Area1,792 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,748 sqft (0.27 acres)
Lot Dimensions100 ft deep x 100 ft wide
PorchOpen Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number33959
Street Address3205 SE GARDEN ST
CitySTUART
StateFL
Zip34997-5394
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR3B
Legal DescriptionGOLDEN GATE LOTS 2 4 6 BLK 114 & E1/2 OF CLOSED FERNDALE ADJ TO LOT 2
Legal Range41E
Legal Township38S
Legal Section37
Legal SubdivisionGOLDEN GATE
Legal Block114
Legal Lot Number2
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2017
Census Tract1301

Owner

3205 SE Garden St, a duplex, is owned by two individuals who bought it in January 2000.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 4075, JUPITER, FL 33469-1016
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2000 · Amount on File
Deed SaleJan 24, 2000 · Amount on File
Prior SaleSep 1, 1982 · Amount on File
Deed Book / Page1452 / 168
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3205 SE Garden St was $5,464, up 3.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,464.00 (+3.58%)$205,422$332,640 Land $80,000 Building $252,640
2024$5,275.00 (+7.87%)
2023$4,890.00 (+10.04%)$169,771 (+1%)$267,040 (+18.42%) Land $65,000 Building $202,040
2022$4,444.00$154,338$225,500 Land $65,000 Building $160,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3205 SE Garden St in Zone X, an area of minimal flood risk, though there have been 48 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 53 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims48 (1995–2020)
Claims Outside the SFHA9 of 48
Most Recent ClaimMay 2020
Claims by Event
  • Hurricane Frances, Sep 2004 · 26 claims
  • Severe Flooding, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3205 SE Garden St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

Nearby Properties on SE Garden St

Nearby Streets

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