Martin County property record for 3186 SE Garden St, Stuart, FL 34997
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,740 sqft · built 1978 |
| Lot Size | 0.202 acres (8,812 sqft) |
| Owner | Company Name on File |
| Last Sale | $85,000 (Nov 2008) |
| Tax Bill | $5,464 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-38-41-007-136-0035.0-0-0000 |
| Primary APN | 37-38-41-007-136-0035.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,740 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,812 sqft (0.202 acres) |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 388 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 698175 |
|---|---|
| Street Address | 3186 SE GARDEN ST |
| City | STUART |
| State | FL |
| Zip | 34997-5320 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3B |
| Legal Description | GOLDEN GATE LOTS 35 37 & 39 BLOCK 136 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 37 |
| Legal Subdivision | GOLDEN GATE |
| Legal Block | 136 |
| Legal Lot Number | 35 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 1301 |
3186 SE Garden St, a duplex, is owned by a company that bought it in November 2008.
Source: Martin County records, as of September 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2336 SE OCEAN BLVD, STUART, FL 34996-3310 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2008 · Amount on File |
| Deed Sale | Nov 24, 2008 · Amount on File |
| Prior Sale | Aug 11, 2008 |
| Deed Document Number | 20082117623 |
| Deed Book / Page | 2361 / 1281 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3186 SE Garden St was $5,464, up 3.6% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,464.00 (+3.56%) | $205,423 | $332,640 Land $50,000 Building $282,640 |
| 2024 | $5,276.00 (+7.89%) | ||
| 2023 | $4,890.00 (+10.04%) | $169,772 (+1%) | $267,040 (+18.42%) Land $45,000 Building $222,040 |
| 2022 | $4,444.00 | $154,339 | $225,500 Land $45,000 Building $180,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3186 SE Garden St in Zone X, an area of minimal flood risk, though there have been 48 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 48 (1995–2020) |
| Claims Outside the SFHA | 9 of 48 |
| Most Recent Claim | May 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3186 SE Garden St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Blue Stream, Hotwire Communications, T-Mobile.
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