3156 SE Garden St, Stuart, FL 34997 Property Records

Martin County property record for 3156 SE Garden St, Stuart, FL 34997

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,740 sqft · built 1978
Lot Size	0.202 acres (8,812 sqft)
Owner	Company Name on Record
Last Sale	$370,000 (Aug 2022)
Tax Bill	$9,134 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-007-136-0029.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-007-136-0029.0-0-0000`
Alternative APNs	`37-38-41-007-136-00290-0` `34013`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	4 Units
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,812 sqft (0.202 acres)
Pool Area	576 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34013
Street Address	3156 SE GARDEN ST
City	STUART
State	FL
Zip	34997-5320
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3B
Legal Description	GOLDEN GATE LOTS 29 31 & 33 BLOCK 136
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	GOLDEN GATE
Legal Block	136
Legal Lot Number	29
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2016
Census Tract	1301

Owner

Source: Martin County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1482, LOXAHATCHEE, FL 33470-1482
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Jun 8, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage HOMEXPRESS MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on Record
Deed Sale	Aug 24, 2022 · Amount on Record
Prior Sale	Jan 29, 2009 · Amount on Record
Deed Document Number	20222977343
Deed Book / Page	3332 / 1138
Transfer Doc	0029300765
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 24, 2022
Property Address	3156 SE GARDEN ST, STUART, FL 34997-5320
Document Number	0033321138
Book / Page	3332 / 1138
Map Reference	MB 11 PG 41
Instrument Date	Aug 24, 2022
Instrument	2977343
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	PROPERTY TRANSFER SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5602 SE HULL ST, STUART, FL 34997-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1482, LOXAHATCHEE, FL 33470-1482

Mortgage

Document Number	0033321141
Date	Aug 24, 2022
Book Page	3332/1141
Instrument	2977345

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 8, 2017
Property Address	3166 SE GARDEN ST, STUART, FL 34997-5320
Document Number	0029300765
Book / Page	002930 / 000765
Instrument Date	May 31, 2017
Instrument	2639486
Transaction Type	Mortgage
Record Updated	Jul 24, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5602 SE HULL ST STUART FL 349972405, STUART, FL 34997-2405

Mortgage

Document Number	29300767
Date	Jun 8, 2017
Book Page	002930/000767
Instrument	2639487

Lender

Name	HOMEXPRESS MTG CORP
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,134.00 (+12.09%)	$380,133 (+21%)	$504,000 (+60.43%) Land $80,000 Building $424,000
2024	$8,149.00 (+7.68%)
2023	$7,568.00 (+44.02%)	$314,160 (+103.55%) Land $65,000 Building $249,160	$314,160 (+39.32%) Land $65,000 Building $249,160
2022	$5,255.00	$154,342	$225,500 Land $65,000 Building $160,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	48 (1995–2020)
Claims Outside the SFHA	9 of 48
Most Recent Claim	May 2020
Claims by Event	Hurricane Frances, Sep 2004 · 26 claims Severe Flooding, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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