32193 Watoga Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 32193 Watoga Loop, Wesley Chapel, FL 33543

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,061 sqft · built 2017
Lot Size	0.184 acres (8,054 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Aug 2025)
Tax Bill	$6,681 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`35-26-20-0020-00100-0050`

Property Details

APN / Parcel Number

Primary APN	`35-26-20-0020-00100-0050`
Alternative APN	`0618802`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,061 sqft Living Area
Gross Area	3,175 sqft
1st Floor Area	2,061 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,054 sqft (0.184 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	603 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	319 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0618802
Street Address	32193 WATOGA LOOP
City	WESLEY CHAPEL
State	FL
Zip	33543-3997
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	UNION PARK PHASE 1A PB 68 PG 116 BLOCK 1 LOT 5
Legal Range	20E
Legal Township	26S
Legal Section	35
Legal Subdivision	UNION PARK
Legal Phase	1A
Legal Tract	20
Legal Block	1
Legal Lot Number	5
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3023
Census Tract	32108

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	32193 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2018	Grant Deed, Transfer · Conventional Mortgage EAGLE HM MTG/CA
Feb 1, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2025 · Amount on Record
Deed Sale	Aug 7, 2025 · Amount on Record
Prior Sale	May 9, 2018 · Amount on Record
Deed Document Number	2025151152
Deed Book / Page	11260 / 1120
Record Updated	Jun 8, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	May 9, 2018
Property Address	32193 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Document Number	0097221904
Book / Page	009722 / 001904
Instrument Date	May 5, 2018
Instrument	79052
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,191.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32193 WATOGA LOOP WESLEY CHAPEL FL 335433997, WESLEY CHAPEL, FL 33543-3997

Mortgage

Document Number	97221908
Date	May 9, 2018
Book Page	009722/001908
Instrument	79053

Lender

Name	EAGLE HM MTG/CA
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 8, 2033

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Feb 1, 2017
Property Address	32193 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Document Number	0094903086
Book / Page	009490 / 003086
Instrument Date	Jan 31, 2017
Instrument	13808
Transaction Type	Transfer
Record Updated	Feb 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$12,985.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4600 W CYPRESS ST #200 TAMPA FL 336074099, 200, TAMPA, FL 33607-4099
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,681.00 (+7.67%) Homeowner's exemption	$255,880 (+12.65%) Land $83,093 Building $172,787	$391,662 (+2.17%) Land $83,093 Building $308,569
2023	$6,205.00 (+9.2%) Additional exemption filed	$227,150 (+3%) Land $69,515 Building $157,635	$383,353 (+23.79%) Land $69,515 Building $313,838
2022	$5,682.00 Homeowner's exemption	$220,540 Land $58,231 Building $162,309	$309,680 Land $58,231 Building $251,449

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 398 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	398 in force
Nearby Flood Claims	29 (1997–2024)
Claims Outside the SFHA	11 of 29
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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