32208 Watoga Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 32208 Watoga Loop, Wesley Chapel, FL 33543

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,379 sqft · built 2014
Lot Size	0.145 acres (6,325 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Nov 2017)
Tax Bill	$7,027 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-26-20-0020-00200-0020`

Property Details

APN / Parcel Number

Primary APN	`35-26-20-0020-00200-0020`
Alternative APN	`0618810`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,379 sqft Living Area
Gross Area	2,968 sqft
1st Floor Area	1,091 sqft
Upper Floors Area	1,288 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,325 sqft (0.145 acres)
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	604 sqft
Parking Spaces	1 Parking Space
Pool Area	364 sqft
Porch	Porch
Porch Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0618810
Street Address	32208 WATOGA LOOP
City	WESLEY CHAPEL
State	FL
Zip	33543-3999
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	UNION PARK PHASE 1A PB 68 PG 116 BLOCK 2 LOT 2 OR 9635 PG 3546
Legal Range	20E
Legal Township	26S
Legal Section	35
Legal Subdivision	UNION PARK
Legal Phase	1A
Legal Tract	20
Legal Block	2
Legal Lot Number	2
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3032
Census Tract	32108

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32208 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Dec 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage DHI MTG
Nov 17, 2017	Warranty Deed, Transfer · Conventional Mortgage METROPLEX MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Prior Sale	Jun 8, 2016 · Amount on Record
Deed Document Number	2017182926
Deed Book / Page	9635 / 3546
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	32208 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32208 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999

Mortgage

Document Number	0108941369
Date	Oct 2, 2023
Book Page	10894/1369
Instrument	2023174107

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	32208 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999
Document Number	0098330438
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18311 HI #7105 TAMPA FL 33647, 7105, TAMPA, FL 33647

Mortgage

Document Number	0098330438
Date	Dec 17, 2018
Book Page	009833/000438
Instrument	210988

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Nov 17, 2017
Property Address	32208 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999
Document Number	0096353546
Book / Page	9635 / 3546
Map Reference	MB68 PG116-118
Instrument Date	Nov 15, 2017
Instrument	2017182926
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	TITLE & ABSTRACT AGENCY OF A

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1220 E CUKBEARLAND AVE224, 1220, TAMPA, FL 33602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32208 WARGOA LP, LAKE WORTH, FL 33454

Mortgage

Document Number	2017182927
Date	Nov 17, 2017
Instrument	2017182927

Lender

Name	METROPLEX MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,027.00 (+3.73%) Homeowner's exemption	$276,460 (+5.98%) Land $81,520 Building $194,940	$396,091 (-1.05%) Land $81,520 Building $314,571
2023	$6,774.00 (+9.33%) Additional exemption filed	$260,850 (+3%) Land $67,942 Building $192,908	$400,304 (+21.63%) Land $67,942 Building $332,362
2022	$6,196.00 Homeowner's exemption	$253,260 Land $56,658 Building $196,602	$329,123 Land $56,658 Building $272,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 398 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	398 in force
Nearby Flood Claims	29 (1997–2024)
Claims Outside the SFHA	11 of 29
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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