Osceola County property record for 3221 Bayflower Ave, Harmony, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,582 sqft · built 2014 |
| Lot Size | 0.141 acres (6,142 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,000 (Mar 2020) |
| Tax Bill | $6,694 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30263229890001089G |
| Primary APN | 30263229890001089G |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,582 sqft Heated Area |
| Gross Area | 3,235 sqft |
| 1st Floor Area | 1,327 sqft |
| Upper Floors Area | 1,255 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,142 sqft (0.141 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 212 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 156622 |
|---|---|
| Street Address | 3221 BAYFLOWER AVE |
| City | HARMONY |
| State | FL |
| Zip | 34773-6081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 89G |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | HARMONY |
| Legal Tract | 2989 |
| Legal Block | 1 |
| Legal Lot Number | 89G |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2204 |
| Census Tract | 43801 |
Source: Osceola County records · APN 30263229890001089G
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3221 BAYFLOWER AVE, HARMONY, FL 34773-6081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 09, 2020 | Warranty Deed, Transfer · Conventional with PMI TIAA FSB |
| Jun 20, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE LENDERS/AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2020 · Amount on Record |
| Deed Sale | Mar 09, 2020 · Amount on Record |
| Prior Sale | Jun 20, 2018 · Amount on Record |
| Deed Document Number | 2020033562 |
| Deed Book / Page | 5687 / 2854 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 09, 2020 |
| Property Address | 3221 BAYFLOWER AVE, HARMONY, FL 34773-6081 |
| Document Number | 0056872854 |
| Book / Page | 005687 / 002854 |
| Instrument Date | Mar 05, 2020 |
| Instrument | 33562 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2020 |
| Title Company | PARAGON TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,289.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8693 HIGHLANDS DR TRUSSVILLE AL 351733821, TRUSSVILLE, AL 35173-3821 |
| Document Number | 56872855 |
|---|---|
| Date | Mar 09, 2020 |
| Book Page | 005687/002855 |
| Instrument | 33563 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 08, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 20, 2018 |
| Property Address | 3221 BAYFLOWER AVE, HARMONY, FL 34773-6081 |
| Document Number | 0053541307 |
| Book / Page | 005354 / 001307 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 95770 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | MORTGAGE TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,086.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3221 BAYFLOWER AVE HARMONY FL 347736081, HARMONY, FL 34773-6081 |
| Document Number | 53541308 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 005354/001308 |
| Instrument | 95771 |
| Name | MORTGAGE LENDERS/AMERICA |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,694.00 (+5.85%) Homeowner's exemption | $286,276 (+5.99%) | $366,500 (-1.58%) Land $65,000 Building $301,500 |
| 2023 | $6,324.00 (+5.47%) Homeowner's exemption | $270,105 (+3%) | $372,400 (+13.19%) Land $65,000 Building $307,400 |
| 2022 | $5,996.00 Homeowner's exemption | $262,238 | $329,000 Land $60,000 Building $269,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 209 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3490751, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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