3214 Bayflower Ave, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3214 Bayflower Ave, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,430 sqft · built 2007
Lot Size	0.151 acres (6,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jul 2021)
Tax Bill	$7,879 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-2989-0001-073G`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-2989-0001-073G`
Alternative APNs	`26323029890001073G` `156606`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,430 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	2,430 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,577 sqft (0.151 acres)
Lot Dimensions	127 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3214 BAYFLOWER AVE
City	HARMONY
State	FL
Zip	34773-6080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 73G
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY NBHDS G H F
Legal Tract	2989
Legal Block	73G
Legal Lot Number	73G
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2106
Census Tract	43801

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3214 BAYFLOWER AVE, HARMONY, FL 34773-6080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 9, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Aug 6, 2007 · Amount on Record
Deed Document Number	2021111295
Deed Book / Page	6004 / 1751
Prior Transfer Date	Dec 23, 2020
Prior Transfer Doc	0059771446
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 19, 2021
Property Address	3214 BAYFLOWER AVE, HARMONY, FL 34773-6080
Document Number	0060041751
Book / Page	6004 / 1751
Map Reference	MB 19 PG 163-176
Instrument Date	Jul 15, 2021
Instrument	2021111295
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3214 BAYFLOWER AVE, 3214, HARMONY, FL 34773-6080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3214 BAYFLOWER AVE, HARMONY, FL 34773-6080

Mortgage

Document Number	60041753
Date	Jul 19, 2021
Instrument	6004/1753

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jun 9, 2021
Property Address	3214 BAYFLOWER AVE, HARMONY, FL 34773-6080
Document Number	0059771446
Book / Page	5977 / 1446
Map Reference	MB 19 PG 163-176
Instrument Date	Dec 23, 2020
Instrument	2021089894
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3214 BAYFLOWER AVE, HARMONY, FL 34773-6080

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 17, 2018
Property Address	3214 BAYFLOWER AVE, HARMONY, FL 34773-6080
Document Number	0054021601
Book / Page	005402 / 001601
Instrument Date	Sep 11, 2018
Instrument	140279
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3214 BAYFLOWER AVE HARMONY FL 347736080, HARMONY, FL 34773-6080

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,879.00 (+3.56%) Homeowner's exemption	$327,431 (+5.99%)	$358,500 (-1.65%) Land $65,000 Building $293,500
2024	$7,608.00 (+1.98%)
2023	$7,460.00 (+5.44%) Homeowner's exemption	$308,936 (+3%)	$364,500 (+13.16%) Land $65,000 Building $299,500
2022	$7,075.00 Homeowner's exemption	$299,938	$322,100 Land $60,000 Building $262,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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