3217 Bayflower Ave, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3217 Bayflower Ave, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,456 sqft · built 2014
Lot Size0.107 acres (4,704 sqft)
OwnerIndividual Name on File
Last Sale$242,300 (Jul 2014)
Tax Bill$5,972 (2025)
Deeds & MortgagesNov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN30263229890001087G

Property Details

APN / Parcel Number

Primary APN30263229890001087G
Alternative APN
  • 156620

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,456 sqft Heated Area
Gross Area3,255 sqft
1st Floor Area1,261 sqft
Upper Floors Area1,195 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,704 sqft (0.107 acres)
Lot Dimensions112 ft deep x 42 ft wide
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area358 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number156620
Street Address3217 BAYFLOWER AVE
CityHARMONY
StateFL
Zip34773-6081
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionHARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 87G
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY
Legal Tract2989
Legal Block1
Legal Lot Number87G
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2204
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3217 BAYFLOWER AVE, HARMONY, FL 34773-6081
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2014 · Amount on File
Deed SaleJul 1, 2014 · Amount on File
Prior SaleDec 17, 2013 · Amount on File
Deed Document Number2014092957
Deed Book / Page4630 / 1668
Record UpdatedJun 8, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3217 BAYFLOWER AVE, HARMONY, FL 34773-6081
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052400182
DateNov 16, 2017
Book Page5240/0182
Instrument2017163539
Lender
NameMIDWEST REGIONAL BANK
TypeBank
AddressFESTUS, MO 63028
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueOct 30, 2042

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,972.00 (+5.94%) Homeowner's exemption$234,129 (+5.99%)$360,200 (-1.58%) Land $65,000 Building $295,200
2023$5,637.00 (+5.78%) Homeowner's exemption$220,904 (+3%)$366,000 (+13.07%) Land $65,000 Building $301,000
2022$5,329.00 Homeowner's exemption$214,470$323,700 Land $60,000 Building $263,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink.

Nearby Properties on Bayflower Ave

Nearby Streets

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