Osceola County property record for 3220 Bayflower Ave, Harmony, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,340 sqft · built 2007 |
| Lot Size | 0.151 acres (6,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Oct 2022) |
| Tax Bill | $8,167 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30263229890001070G |
| Primary APN | 30263229890001070G |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,340 sqft Heated Area |
| Gross Area | 3,320 sqft |
| 1st Floor Area | 1,780 sqft |
| Upper Floors Area | 560 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,621 sqft (0.151 acres) |
| Lot Dimensions | 127 ft deep x 52 ft wide |
| Garage Type | Finished |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 380 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 156603 |
|---|---|
| Street Address | 3220 BAYFLOWER AVE |
| City | HARMONY |
| State | FL |
| Zip | 34773-6080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 70G |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | HARMONY |
| Legal Tract | 2989 |
| Legal Block | 1 |
| Legal Lot Number | 70G |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2106 |
| Census Tract | 43801 |
3220 Bayflower Ave is owned and occupied by an individual who bought it in October 2022.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3220 BAYFLOWER AVE, HARMONY, FL 34773-6080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2022 · Amount on File |
| Deed Sale | Oct 17, 2022 · Amount on File |
| Prior Sale | Sep 9, 2008 · Amount on File |
| Deed Document Number | 2022153683 |
| Deed Book / Page | 6300 / 2829 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 17, 2022 |
| Property Address | 3220 BAYFLOWER AVE, HARMONY, FL 34773-6080 |
| Document Number | 0063002829 |
| Book / Page | 6300 / 2829 |
| Map Reference | MB 19 PG 163 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022153683 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Title Company | RED DOOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1116 HOWARD DR, 1116, SCHAUMBURG, IL 60193-4156 |
| Name | Verified Name |
|---|---|
| Address | 3220 BAYFLOWER AVE, HARMONY, FL 34773-6080 |
| Document Number | 0063002831 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 6300/2831 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 3220 Bayflower Ave was $8,167 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,167.00 Homeowner's exemption | $348,200 Land $65,000 Building $283,200 | $348,200 Land $65,000 Building $283,200 |
| 2023 | $8,087.00 (+8.92%) Homeowner's exemption | $353,800 (+13.07%) Land $65,000 Building $288,800 | $353,800 (+13.07%) Land $65,000 Building $288,800 |
| 2022 | $7,425.00 | $312,900 Land $60,000 Building $252,900 | $312,900 Land $60,000 Building $252,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3220 Bayflower Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3220 Bayflower Ave is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
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