3220 Gray St, Reading, PA 19605 Property Records

Berks County property record for 3220 Gray St, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1960
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jan 2021)
Tax Bill	$1,024 (2026)
Deeds & Mortgages	Jan 2021 Sale Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5318-06-39-0804`

Property Details

APN / Parcel Number

Primary APN	`5318-06-39-0804`
Alternative APNs	`57-5318-06-39-0804` `57070900` `070900`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Neighborhood
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	57070900
Street Address	3220 GRAY ST
City	READING
State	PA
Zip	19605-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	READING TERRACE
Legal Block	39
Legal Lot Number	117 1
Jurisdiction	BERKS PA
Township / Civil Division	LAURELDALE
Census Block Group	2
Census Block	2007
Census Tract	12800

Owner

3220 Gray St is owned and occupied by an individual who bought it in January 2021.

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3220 GRAY ST, READING, PA 19605-2244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Grant Deed, Transfer NOT AVAILABLE
Dec 22, 2020	Deed of Trust, Mortgage · FHA Mortgage NORTHPOINTE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on File
Deed Sale	Jan 14, 2021 · Amount on File
Prior Sale	Dec 7, 2012 · Amount on File
Deed Document Number	20212063
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jan 14, 2021
Property Address	3220 GRAY ST, READING, PA 19605-2244
Document Number	0000002063
Instrument Date	Dec 22, 2020
Instrument	2063
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CARROLL ST READING PA 196112044, READING, PA 19611-2044

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	3220 GRAY ST, READING, PA 19605-2244
Document Number	0000002064
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 GRAY ST READING PA 196052244, READING, PA 19605-2244

Mortgage

Document Number	0000002064
Date	Jan 14, 2021
Instrument	2064

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3220 Gray St was $1,024.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Laureldale Borough
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,024.00	$62,800 Land $25,000 Building $37,800	$25,000 Land $25,000
2024	$951.00 (-67.55%)	$62,800 (-) Land $25,000 Building $37,800
2023	$2,931.00	$62,800 Land $25,000 Building $37,800
1994			$62,800 Land $25,000 Building $37,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3220 Gray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3220 Gray St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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