Berks County property record for 3218 Gray St, Reading, PA 19605
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,060 sqft · built 1940 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,000 (Jan 2020) |
| Tax Bill | $822 (2026) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5318-06-39-0729 |
| Primary APN | 5318-06-39-0729 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,060 sqft Living Area |
| 1st Floor Area | 1,060 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,356 sqft (0.1 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 57070700 |
|---|---|
| Street Address | 3218 GRAY ST |
| City | READING |
| State | PA |
| Zip | 19605-2244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | READING TERRACE |
| Legal Block | 39 |
| Legal Lot Number | 114 1 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | LAURELDALE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 12800 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3218 GRAY ST, READING, PA 19605-2244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2020 · Amount on Record |
| Deed Sale | Jan 21, 2020 · Amount on Record |
| Prior Sale | Nov 6, 2006 · Amount on Record |
| Deed Document Number | 20202427 |
| Prior Transfer Date | Jan 17, 2020 |
| Prior Transfer Doc | 0000002426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jan 21, 2020 |
| Property Address | 3218 GRAY ST, READING, PA 19605-2244 |
| Document Number | 0000002427 |
| Map Reference | VOL 4 PG 7 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 2020002427 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | REGAL ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3218 GRAY ST, READING, PA 19605-2244 |
| Document Number | 0000002428 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 2020002428 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Number | 0000002430 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 2020002430 |
| Name | PENNSYLVANIA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | HARRISBURG, PA 17105 |
| Amount | Amount Recorded |
|---|
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Laureldale Borough |
| Unified School District | Muhlenberg School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $822.00 (+7.73%) Homeowner's exemption | $50,400 (-) Land $28,000 Building $22,400 | $28,000 (-44.44%) Land $28,000 |
| 2024 | $763.00 | $50,400 Land $28,000 Building $22,400 | |
| 1994 | $50,400 Land $28,000 Building $22,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2020 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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