3215 Gray St, Reading, PA 19605 Property Records

Berks County property record for 3215 Gray St, Reading, PA 19605

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,520 sqft · built 1950
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$124,900 (Jul 2016)
Tax Bill$1,210 (2026)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN5318-06-39-2706

Property Details

APN / Parcel Number

Primary APN5318-06-39-2706
Alternative APNs
  • 57-5318-06-39-2706
  • 57070400
  • 070400

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,520 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialStucco
Lot Area6,970 sqft (0.16 acres)
TerrainAbove Road/Slope
View / LotNeighborhood
Garage TypeAttached
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number57070400
Street Address3215 GRAY ST
CityREADING
StatePA
Zip19605-2243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionREADING TERRACE
Legal Block39
Legal Lot Number174-1
JurisdictionBERKS PA
Township / Civil DivisionLAURELDALE
Census Block Group2
Census Block2006
Census Tract12800

Owner

3215 Gray St is owned and occupied by two individuals who bought it in July 2016.

Source: Berks County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address3215 GRAY ST, READING, PA 19605-2243
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2016 · Amount on File
Deed SaleJul 8, 2016 · Amount on File
Prior SaleDec 30, 2010 · Amount on File
Deed Document Number201623490
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address3215 GRAY ST, READING, PA 19605-2243
Transaction TypeMortgage
Record UpdatedApr 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050506
DateOct 8, 2021
Instrument2021050506
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term298 Months
DueAug 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 3215 Gray St was $1,210 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityLaureldale Borough
Unified School DistrictMuhlenberg School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,210.00 Homeowner's exemption$74,200 Land $32,200 Building $42,000$32,200 Land $32,200
2024$1,123.00$74,200 Land $32,200 Building $42,000
1994$74,200 Land $32,200 Building $42,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3215 Gray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3215 Gray St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUHLENBERG TWP MUNI AUTH
serves 22,400 people · EPA ID PA3060038
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2020
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Gray St

Nearby Streets

Search Property Records by Address or Parcel Number