3316 Gray St, Reading, PA 19605 Property Records

Berks County property record for 3316 Gray St, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 975 sqft · built 1960
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$84,000 (Mar 2020)
Tax Bill	$1,287 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5319-18-20-8164`

Property Details

APN / Parcel Number

Primary APN	`5319-18-20-8164`
Alternative APNs	`57-5319-18-20-8164` `57071916` `071916`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	975 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	5,227 sqft (0.12 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	57071916
Street Address	3316 GRAY ST
City	READING
State	PA
Zip	19605-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	READING TERRACE
Legal Block	20
Legal Lot Number	131 1
Jurisdiction	BERKS PA
Township / Civil Division	LAURELDALE
Census Block Group	2
Census Block	2003
Census Tract	12800

Owner

3316 Gray St is owned and occupied by an individual who bought it in March 2020.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3316 GRAY ST, READING, PA 19605-2246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2020 · Amount on File
Deed Sale	Mar 16, 2020 · Amount on File
Deed Document Number	20209417
Record Updated	Oct 29, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 16, 2020
Property Address	3316 GRAY ST, READING, PA 19605-2246
Document Number	0000009417
Map Reference	VOL 4 PG 7
Instrument Date	Mar 13, 2020
Instrument	2020009417
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	GREATER MONTGOMERY SETMNT SV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3316 GRAY ST, READING, PA 19605-2246

Mortgage

Document Number	0000009418
Date	Mar 16, 2020
Instrument	2020009418

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3316 Gray St was $1,287.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Laureldale Borough
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,287.00	$78,900 Land $29,400 Building $49,500	$29,400 Land $29,400
2024	$1,194.00	$78,900 Land $29,400 Building $49,500
1994			$78,900 Land $29,400 Building $49,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3316 Gray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3316 Gray St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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