St. Louis County property record for 3220 Elm Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.83 acres (79,997 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,000 (May 2006) |
| Tax Bill | $238 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 415-0070-01290 |
| Primary APN | 415-0070-01290 |
|---|---|
| Alternative APN |
|
| Lot Area | 79,997 sqft (1.83 acres) |
|---|
| Account Number | 1111039 |
|---|---|
| Street Address | 3220 ELM RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT: 0021 BLOCK:005 SERIAL # |
| Legal Subdivision | EXETER FARMS FIRST DIVISION |
| Legal Block | 5 |
| Legal Lot Number | 21 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | LAKEWOOD |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 10500 |
Source: St. Louis County records · APN 415-0070-01290
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3220 ELM RD, DULUTH, MN 55804-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 10, 2006 · Amount on Record |
| Deed Sale | May 10, 2006 · Amount on Record |
| Deed Document Number | 2006817397 |
| Prior Transfer Date | Jul 15, 2003 |
| Prior Transfer Doc | 0000763477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3220 ELM RD, DULUTH, MN 55804-3015 |
| Document Number | 00T1017262 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|
| Document Number | 00T1017262 |
|---|---|
| Date | Nov 08, 2019 |
| Instrument | T1017262 |
| Name | KATHERINE M OLSON |
|---|
| Amount | Amount Recorded |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Lakewood Township |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238.00 (+4.39%) Homeowner's exemption Disabled Person's exemption | ||
| 2025 | $228.00 (+1.79%) Homeowner's exemption Disabled Person's exemption | $21,900 (+9.5%) Land $21,900 | $21,900 (+9.5%) Land $21,900 |
| 2024 | $224.00 | $20,000 (+9.89%) Land $20,000 | $20,000 (+9.89%) Land $20,000 |
| 2022 | $18,200 Land $18,200 | $18,200 Land $18,200 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370105002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Fiber | 2,000 / 1,000 |
Based on FCC filings for 36 locations within half a mile of this property.
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