3215 Elm Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 3215 Elm Rd, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,296 sqft · built 1955
Lot Size	15.2 acres (664,351 sqft)
Owner	Individual Name on File
Tax Bill	$3,490 (2026)
Flood Zone	Zone X (minimal risk)
APN	`415-0070-01450`

Property Details

APN / Parcel Number

Primary APN	`415-0070-01450`
Alternative APN	`543520`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Gross Area
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	664,351 sqft (15.2 acres)
Garage Area	242 sqft
Deck Area	80 sqft
Storage Building	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	543520
Street Address	3215 ELM RD
City	DULUTH
State	MN
Zip	55804-3048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOTS 11 & 12 WLY 100 FT OF LOTS 13 &14 & ALL OF LOTS 15 THRU 22 SERIAL #
Legal Subdivision	EXETER FARMS 1ST DIV TOWN OF L
Legal Block	6
Legal Lot Number	11-22
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2038
Census Tract	10500

Owner

Source: St. Louis County records · APN 415-0070-01450

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3215 ELM RD, DULUTH, MN 55804-3048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,490.00 (+10.79%) Homeowner's exemption
2025	$3,150.00 (-1.32%) Homeowner's exemption	$329,300 (+12.5%) Land $134,600 Building $194,700	$329,300 (+12.5%) Land $134,600 Building $194,700
2024	$3,192.00	$292,700 (+11%) Land $123,700 Building $169,000	$292,700 (+11%) Land $123,700 Building $169,000
2022		$263,700 Land $112,900 Building $150,800	$263,700 Land $112,900 Building $150,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370105002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012, river or lake flooding, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Jun 2012), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.