St. Louis County property record for 3187 Elm Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.75 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,000 sqft Gross Area |
| Lot Size | 67,498 sqft (1.54 acres) |
| Garage | 2,376 sqft |
| Last Sale | $83,900 (2004) |
| Tax Bill | $2,570.00 (2026) |
| Primary APN | 415-0070-01900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,000 sqft Gross Area |
| 1st Floor | 844 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Metal Exterior |
| Construction Type | Frame Construction |
| Lot Area | 67,498 sqft (1.54 acres) |
| Garage Area | 2,376 sqft Garage |
| Deck Area | 56 sqft Deck |
|---|---|
| Porch | 1 Porch |
| Porch Area | 91 sqft Porch |
| Sauna | Sauna |
| Lean-To | 144 sqft Lean-To |
| Storage Building | 288 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1136105 |
|---|---|
| Street Address | 3187 ELM RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-3003 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT: 0025 BLOCK:007 SERIAL # |
| Legal Subdivision | EXETER FARMS 1ST DIV TOWN OF L |
| Legal Block | 7 |
| Legal Lot Number | 25 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | LAKEWOOD |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 10500 |
Source: St. Louis County records · APN 415-0070-01900
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3339 OAK ST, DULUTH, MN 55804-3002 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Aug 31, 2022 | Intrafamily Transfer, Transfer |
| Oct 21, 2020 | Loan Modification, Mortgage · Conventional Mortgage NATIONAL BK/CMRC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 04, 2004 · Amount on Record |
| Deed Sale | Aug 04, 2004 · Amount on Record |
| Deed Doc Number | 2004781086 |
| Last Transfer Date | Aug 16, 2022 |
| Transfer Doc | 0001450927 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 31, 2022 |
| Property Address | 3187 ELM RD, DULUTH, MN 55804-3003 |
| Document Number | 0001450927 |
| Instrument Date | Aug 16, 2022 |
| Instrument | 1450927 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3339 OAK ST, DULUTH, MN 55804-3002 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3187 ELM RD, DULUTH, MN 55804-3003 |
| Document Number | 00T1032071 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3187 ELM RD DULUTH MN 558043003, DULUTH, MN 55804-3003 |
| Document Number | 00T1032071 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | T1032071 |
| Name | NATIONAL BK/CMRC |
|---|---|
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 12, 2025 |
| Rate | 5% |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Lakewood Township |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,570.00 (+11.64%) | ||
| 2025 | $2,302.00 (+1.77%) | $226,800 (+13.4%) Land $53,700 Building $173,100 | $226,800 (+13.4%) Land $53,700 Building $173,100 |
| 2024 | $2,262.00 | $200,000 (+10.99%) Land $49,800 Building $150,200 | $200,000 (+10.99%) Land $49,800 Building $150,200 |
| 2022 | $180,200 Land $46,000 Building $134,200 | $180,200 Land $46,000 Building $134,200 |
3187 Elm Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 39th in Minnesota |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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