St. Louis County property record for 3178 Elm Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,488 sqft Gross Area |
| Lot Size | 81,062 sqft (1.86 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $50,000 (2002) |
| Tax Bill | $2,090.00 (2026) |
| Primary APN | 415-0070-02160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,488 sqft Gross Area |
| 1st Floor | 1,488 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Lot Area | 81,062 sqft (1.86 acres) |
| Garage Area | 1,656 sqft Garage |
| Deck Area | 320 sqft Deck |
| Storage Building | 36 sqft Storage Building |
| Heating Fuel | Wood Heating Fuel |
|---|
| Account Number | 1131120 |
|---|---|
| Street Address | 3178 ELM RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-3060 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT: 0011 BLOCK:008 SERIAL # |
| Legal Subdivision | EXETER FARMS 1ST DIV TOWN OF L |
| Legal Block | 8 |
| Legal Lot Number | 11 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | LAKEWOOD |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 10500 |
Source: St. Louis County records · APN 415-0070-02160
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3178 ELM RD, DULUTH, MN 55804-3060 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 04, 2002 · Amount on Record |
| Deed Sale | Mar 04, 2002 · Amount on Record |
| Deed Doc Number | 2002719167 |
| Last Transfer Date | Dec 02, 2020 |
| Transfer Doc | 0001033336 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3178 ELM RD, DULUTH, MN 55804-3060 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 431 LEICESTER AVE, DULUTH, MN 55803-2116 |
| Document Number | 0001061331 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 1061331 |
| Name | SUPERIOR CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Aug 01, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Lakewood Township |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,090.00 (+12.73%) Homeowner's exemption | ||
| 2025 | $1,854.00 (-3.24%) Homeowner's exemption | $211,900 (+13.19%) Land $57,600 Building $154,300 | $211,900 (+13.19%) Land $57,600 Building $154,300 |
| 2024 | $1,916.00 | $187,200 (+11.03%) Land $53,400 Building $133,800 | $187,200 (+11.03%) Land $53,400 Building $133,800 |
| 2022 | $168,600 Land $49,100 Building $119,500 | $168,600 Land $49,100 Building $119,500 |
3178 Elm Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 39th in Minnesota |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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