212 W Dowell Rd, McHenry, IL 60051 Property Records

McHenry County property record for 212 W Dowell Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,983 sqft · built 1952
Lot Size2.5 acres (108,900 sqft)
OwnerOwner Name on File
Last Sale$232,500 (Oct 2004)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN15-17-226-008

Property Details

APN / Parcel Number

Primary APN15-17-226-008

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,983 sqft Living Area
Gross Area3,138 sqft
Basement Area1,334 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeRaised
Lot Area108,900 sqft (2.5 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address212 W DOWELL RD
CityMCHENRY
StateIL
Zip60051-9731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2004R0095935 PT N OF CEN RD E1/2 NE1/4 LYING E OF LTS 69 THRU 74 WALNUT GLEN SUB
Legal Range09E
Legal Township44N
Legal Section17
Legal SubdivisionWALNUT GLEN
Legal Block226
Legal Lot Number69-74 70
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1082
Census Tract870811

Owner

The current owner of 212 W Dowell Rd bought it in October 2004.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on File
Mailing Address212 W DOWELL RD, MCHENRY, IL 60051-9731

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2004 · Amount on File
Deed SaleOct 27, 2004 · Amount on File
Prior SaleMay 27, 2004 · Amount on File
Deed Document Number2004R0095934
Record UpdatedJun 7, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address212 W DOWELL RD, MCHENRY, IL 60051-9731
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033613
DateOct 7, 2019
Instrument2019R0033613
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049
Interest
Rate4.49%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$86,946 Land $20,214 Building $66,732$260,838 Land $60,642 Building $200,196

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 212 W Dowell Rd in Zone X, an area of minimal flood risk, though there have been 53 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims53 (1978–2026)
Claims Outside the SFHA4 of 53
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 W Dowell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND LAKE
serves 8,066 people · EPA ID IL0974540
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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