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322 Ladera Dr, Laredo, TX 78045 Property Records

Webb County property record for 322 Ladera Dr, Laredo, TX 78045 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details1,733 sqft · built 2015
Lot Size0.159 acres (6,931 sqft)
OwnerIndividual Name on File
Tax Bill$1,830 (2024)
Deeds & MortgagesOct 2025 Construction Loan
Mar 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN989-77003-140

Property Details

APN / Parcel Number

Primary APN989-77003-140
Alternative APN
  • 529869

Interior

Stories1 Story
Building Area1,733 sqft Living Area

Exterior

Year BuiltBuilt 2015
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,931 sqft (0.159 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area192 sqft

Location & Zoning

Account Number529869
Street Address322 LADERA DR
CityLAREDO
StateTX
Zip78045-6865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST LA CUESTA, BLOCK 3, LOT 14, PHASE 1
Legal SubdivisionSAN ISIDRO NORTHEAST LA CUESTA
Legal Phase1
Legal Block3
Legal Lot Number14
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2028
Census Tract1727

Owner

Source: Webb County records · APN 989-77003-140

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address322 LADERA DR, LAREDO, TX 78045-6865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Deed of Trust, Mortgage · Construction Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 27, 2024Deed of Trust, Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 19, 2023Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 07, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 11, 2015
Deed SaleJun 11, 2015
Prior SaleMar 26, 2015
Deed Document Number1235759
Deed Book / Page3806 / 280
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address322 LADERA DR, LAREDO, TX 78045-6865
Transaction TypeMortgage
Record UpdatedOct 27, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 LADERA DR, LAREDO, TX 78045-6865

Mortgage

Document Number005923/392
DateOct 16, 2025
Book Page5923/392
Instrument1570503
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
TypeNon-Lending Institution
Address451 7TH ST SW, WASHINGTON, DC 20410
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term481 Months
DueNov 01, 2065

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address322 LADERA DR, LAREDO, TX 78045-6865
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 LADERA DR, LAREDO, TX 78045-6865

Mortgage

Document Number005624/368
DateMar 27, 2024
Book Page5624/368
Instrument1525409
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
TypeNon-Lending Institution
Address451 7TH ST SW, WASHINGTON, DC 20410
Agreement
AmountAmount Recorded
Term318 Months
DueSep 01, 2050

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address322 LADERA DR, LAREDO, TX 78045-6865
Transaction TypeMortgage
Record UpdatedMay 03, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 LADERA DR, LAREDO, TX 78045-6865

Mortgage

Document Number005449/163
DateApr 19, 2023
Book Page5449/163
Instrument1497487
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term329 Months
DueSep 01, 2050

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address322 LADERA DR, LAREDO, TX 78045-6865
Transaction TypeMortgage
Record UpdatedMar 18, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 LADERA DR, LAREDO, TX 78045-6865

Mortgage

Document Number005227/806
DateMar 07, 2022
Book Page5227/806
Instrument1460455
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term342 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$320,914 (+12.65%)$326,202 (+14.51%)
2024$1,830.00 (+12%)
2023$284,872 Land $92,390 Building $192,482$284,872 Land $92,390 Building $192,482
2022$1,634.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Texas
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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